Bajaj Housing Finance Q3 FY26 Results Announcement Today
Bajaj Housing Finance Limited is set to announce its third quarter financial results for the fiscal year 2026 later today, on February 2, 2026. The company had previously informed the stock exchanges through a filing on January 7, 2026, about the scheduled board meeting to review and approve the unaudited standalone financial results for the quarter and nine months ended December 31, 2025.
Board Meeting and Regulatory Compliance
In accordance with regulatory requirements, the board of directors of Bajaj Housing Finance will convene on Monday, February 2, 2026. The primary agenda of this meeting is to consider and approve the unaudited standalone financial results for the specified periods. This formal announcement underscores the company's adherence to transparency and timely disclosure practices as mandated by market regulations.
Q3 Results Preview and Brokerage Expectations
Domestic brokerages are anticipating a robust performance from Bajaj Housing Finance in the third quarter of FY26. Key financial metrics are expected to show significant growth, driven by strong operational performance.
- Assets Under Management (AUM): The company reported a 5.2% quarter-on-quarter growth in AUM for 3QFY26, which translates to an impressive 23% year-on-year increase. This growth indicates healthy expansion in the company's lending portfolio.
- Net Interest Income (NII): According to Kotak Institutional Equities (KIE), NII is projected to surge by 22.8% year-on-year and 3.5% quarter-on-quarter, reaching approximately ₹989.9 crore. Another brokerage, MOSL, estimates an even higher NII growth of 24.1% year-on-year, amounting to around ₹1000.5 crore.
- Profit After Tax (PAT): Profitability is also expected to remain strong. KIE forecasts a 19.4% year-on-year and 1.8% quarter-on-quarter growth in PAT. MOSL's estimates are more optimistic, predicting a 23.5% year-on-year jump in net profit to about ₹676.7 crore.
These projections highlight the company's ability to maintain growth momentum despite market challenges.
Net Interest Margin (NIM) Analysis
Kotak Institutional Equities has provided insights into the net interest margin trends for Bajaj Housing Finance. They anticipate a moderate compression of 8 basis points quarter-on-quarter, bringing the NIM down to 3.4%. This decline is primarily attributed to a sharp reduction in yields, which has been partially offset by a decrease in borrowing costs. Such dynamics reflect the competitive lending environment and the company's strategic management of its cost of funds.
Market Reaction and Share Performance
Ahead of the Q3 results announcement, shares of Bajaj Housing Finance Limited experienced a downturn, trading nearly 2% lower. This movement suggests investor caution or profit-taking in anticipation of the financial disclosures. Market participants are closely monitoring the results, as they could influence the stock's performance in the near term.
Investors and analysts are advised to stay tuned for live updates and detailed analysis once the official results are released. The outcomes will provide a clearer picture of the company's financial health and future prospects in the housing finance sector.
