Bajaj Finance Q3 FY26 Results Announcement Today: Key Expectations
The non-banking finance company (NBFC) Bajaj Finance is set to announce its third quarter financial results for the fiscal year 2025-2026 later today, on Tuesday, February 3, 2026. This highly anticipated announcement follows an exchange filing from last month, where the company confirmed that its Board of Directors will meet to review and approve the unaudited standalone and consolidated financial results for the quarter and nine months ended December 31, 2025.
Analyst Projections for Bajaj Finance Q3 Performance
Leading brokerages have released optimistic previews, anticipating robust earnings growth for Bajaj Finance in Q3 FY26. According to industry experts, the company is expected to report double-digit increases of 20% or more in both net interest income (NII) and profit after tax (PAT), reflecting strong operational performance amidst evolving market conditions.
Kotak Institutional Equities has provided detailed estimates, forecasting a significant 21.1% year-over-year (YoY) rise in NII to approximately ₹11,360.7 crore. Additionally, the brokerage predicts a 20.3% YoY growth in PAT, reaching around ₹5,181.4 crore. In their analysis, Kotak noted that the cost-to-average assets under management (AUM) ratio is likely to remain moderate at 3.8%, which represents a decrease of 20 basis points YoY and remains flat quarter-over-quarter (QoQ). This moderation is partly attributed to the implementation of the new labour code, which has helped temper expenses.
Market Sentiment and Key Monitorables
Another prominent brokerage, Motilal Oswal Financial Services, aligns with these positive expectations, projecting a 20.1% YoY growth in NII and a 20.2% YoY increase in PAT. The firm emphasized that investor focus should be on management commentaries regarding the net interest margin (NIM) trajectory and credit costs, as these factors will be crucial in assessing the company's future financial health and strategic direction.
Ahead of the Q3 results announcement, Bajaj Finance's share price demonstrated strong market confidence, rallying by 6%. This pre-results surge highlights investor optimism and anticipation surrounding the company's performance metrics and potential guidance for the upcoming quarters.
As the financial community awaits the official release, stakeholders are keenly monitoring for updates on Bajaj Finance's Q3 results, which will provide deeper insights into the NBFC's growth trajectory and market positioning in a competitive landscape.
