Key PFRDA Amendments Boost Flexibility for NPS Subscribers
PFRDA amends rules, giving NPS subscribers more control over fund managers and investment choices. Learn how these changes impact your retirement corpus.
Category : Personal Finance
Financial Literacy for Kids: A Parent's Essential Guide
Financial literacy is a vital life skill often missed in schools. Learn why and how to teach children about earning, saving, and smart spending to build a secure future.
AI Bubble Fears: Why Indian Investors Need Global Diversification
US tech rally driven by a few AI giants raises bubble concerns. Experts advise Indian investors to diversify globally, limit US exposure to 10-30%, and explore Europe, Japan, and select emerging markets like Brazil.
10-Year Analysis: Equity Mutual Funds vs. Index Returns
A deep dive into 10-year performance data reveals whether actively managed equity mutual funds in India have outperformed their benchmark indices. Discover key insights for smarter investing.
India's 35,000-Tonne Private Gold Stockpile Worth $5Tn
A Morgan Stanley report reveals Indian households hold a staggering 35,000 tonnes of gold, worth $5 trillion. This massive informal savings pool surpasses even the Titanic's capacity. Discover the scale and impact.
NPS New Rules: 80% Lump Sum, Exit Age 85
PFRDA's new NPS norms boost lump sum withdrawal to 80% for private subscribers, raise exit age to 85, and allow loans against corpus. Key changes explained.
What Influences Your Personal Loan EMI? 5 Key Factors
Understand the five crucial factors that determine your personal loan EMI, from credit score to tenure. Plan your borrowing wisely to manage your monthly budget effectively. Learn more.
How to Pick the Right Term Insurance Plan in India
Choosing term insurance? Don't just look at price. Use these 4 objective metrics—Claim Settlement Ratio, Amount Settlement Ratio, Solvency Ratio & Business Volume—to select a financially stable insurer that will honor claims. Protect your family's future
How Debt Settlement Can Reunite Indian Families
Financial stress from debt is tearing Indian families apart. Discover how professional debt settlement offers a path to relief, peace, and reconnecting with loved ones.
6 Factors for Fast Personal Loan Approval
Learn the six crucial factors that can significantly improve your chances of quick personal loan approval from banks. Tips on credit score, DTI ratio, and avoiding common mistakes.
Rate Cut Windfall: EMI vs Tenure on Home Loan
A 0.25% home loan rate cut can save you lakhs. Discover the smart choice between reducing EMI or loan tenure to maximize your savings. Act now!
Mirae Asset, Mint Guide Women from Saving to Investing
Mirae Asset Mutual Fund & Mint's investor programme urged women to start early, leverage compounding & diversify beyond gold. Experts Suranjana Borthakur & Nisha Sanghavi shared actionable strategies.
How to Dispute Credit Report Errors in India
Learn the crucial 4-step process to dispute credit report errors in India. Protect your credit score and ensure loan approvals by rectifying mistakes in your CIBIL report.
How to Check if a Used Car Has a Loan Before Buying
Buying a used car? Avoid legal and financial risks. Learn 5 simple ways to check if the vehicle is under an unpaid loan before you finalize the deal. Essential guide for smart buyers.
Indians Use Credit Card Rewards to Offset Rising Travel Costs
A new report reveals Indians are strategically using credit card reward points for flight redemptions to combat high airfares. Discover how savvy travellers are maximising benefits.
Plan Your Holiday with Credit Cards: 4 Effective Tips
Discover four strategic ways to use your credit card for holiday planning in India. Learn to manage cash flow, unlock rewards, save on travel, and avoid financial pitfalls. Plan wisely for a stress-free vacation.
Sebi's New MF Rules: Lower Costs, Clearer Disclosures
Sebi introduces new mutual fund rules with lower expense caps, transparent fee structures, and simplified compliance. Learn how this impacts your investment costs from April 2026.
Gold Prices Fall: Check Today's Rates in Major Cities
Gold and silver prices declined on Thursday, influenced by weak global trends. Get the latest 22K and 24K gold rates for Delhi, Mumbai, Chennai, and other major Indian cities here.
EPF Withdrawal Rules for Marriage, Home, Illness in 2025
Planning to withdraw from your EPF? Learn the updated 2025 rules for partial withdrawals for marriage, home purchase, or medical treatment. Know your limits and process.
PMS vs Mutual Funds: Key Features, Tax & Minimum ₹50 Lakh
Understand Portfolio Management Services (PMS): how they differ from mutual funds on tax, customization, and costs. Know the ₹50 lakh minimum and make an informed investment choice.
Flat Transfer: Beyond Gift Deed for Family Property
Planning to transfer a co-op apartment to a child? A gift deed is common, but not the only way. Explore tax implications, wills, and security concerns for a smooth wealth transition.
GST Exemption on Term Insurance Plans from 2025
Starting April 2025, term insurance premiums will be GST-free. Learn how this tax change impacts your financial planning and boosts insurance affordability in India.
South Indian Investors Turn to ULIPs for Stability & Growth
Discover why savvy investors in South India are increasingly opting for Unit Linked Insurance Plans (ULIPs) to achieve a balanced mix of market-linked returns and life cover. Learn about the key benefits driving this trend.
How Child-Free Couples in India Are Rethinking Retirement
Urban Indian couples without children are reshaping financial planning, focusing on early retirement, healthcare, and legacy. Experts reveal strategies for longevity risk and self-reliance.
NPS Overhaul: 80% Withdrawal Allowed, Age Limit Raised to 85
PFRDA's major NPS overhaul allows private sector subscribers to withdraw 80% of their corpus and stay invested until 85. New withdrawal options introduced. Read for key details and tax implications.
PFRDA Relaxes NPS Exit, Withdrawal Rules; Age Limit 85
PFRDA's new NPS rules raise exit age to 85, allow 80% withdrawal for private subscribers, and permit using pension corpus as loan collateral. Get details here.
SSY: Best Investment for Girl Child? Experts Weigh In
Sukanya Samriddhi Yojana offers 8.2% tax-free interest for a girl's future. But is it the best option? We compare SSY with PPF, mutual funds, and more for long-term goals like education and marriage.
Mutual Fund AUM Hits Rs 80.80 Lakh Crore, SIPs at Record High
India's mutual fund industry scaled a new peak in November with AUM reaching Rs 80.80 lakh crore. SIP flows hit a record Rs 29,445 crore, showcasing deepening retail participation. Explore the full analysis.
Sebi Reduces Mutual Fund Expense Ratios
Sebi has cut mutual fund expense ratios on Dec 17, 2025, responding to AMC concerns. Learn what this means for your investments and the market.
PFRDA Announces Major NPS Withdrawal Rule Changes
PFRDA introduces flexible NPS withdrawal rules for corporate subscribers. Now withdraw up to 80% of corpus above ₹12 lakh at retirement. Stay invested until age 85. Read key changes.
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