The Ludhiana rural police have booked a former employee of a private bank in Jagraon for allegedly duping a woman on the pretext of blocking her credit card. Police sources revealed that what began as a fraud of Rs 44,500 has now escalated into a debt of Rs 80,000, including accumulated interest, for the victim, Parminder Kaur, a resident of Chhajawal village in the Jagraon area.
How the Fraud Unfolded
The complainant stated that she had visited the bank to close her credit card. The accused, Lovepreet Singh of Baba Jeevan Singh Patti in New Ramuwala, who worked as a credit card officer, offered to assist her. He instructed her to share the OTP received on her phone with him, claiming it was necessary for the closure process. Under this pretext, the accused deceived her and took possession of her mobile phone.
Instead of closing the credit card, the accused changed the email ID and mobile number linked to the card, attaching his own contact details to the account. Subsequently, on August 15, 2024, he fraudulently withdrew Rs 44,500 from her credit card.
Discovery of the Fraud
The complainant only became aware of the fraud on June 1, 2026, when she spoke with the bank manager. The manager informed her that since the withdrawn amount of Rs 44,500 had not been repaid on time, the outstanding dues, including interest, had risen to Rs 80,000. Additionally, the complainant learned that the accused had allegedly cheated several other individuals through similar credit card-related frauds.
Police Action
Based on her complaint, the cybercrime police have registered a case against the accused. The investigation is ongoing, and authorities are looking into other potential victims.
