National Policy for Ex-Convict Loans Urged at Vizag Conference
Ex-Convict Loan Policy Urged at Vizag Conference

National Policy for Ex-Convict Loans Urged at Vizag Conference

Officials from the department of prisons and correctional services have advocated for a comprehensive national policy that would enable banks to provide loans to former inmates following their release from prison. This initiative aims to empower ex-convicts to achieve self-reliance and effectively support their families, thereby facilitating their smooth reintegration into society.

Addressing Recidivism Through Financial Support

Speaking at the inaugural session of the two-day 9th National Conference of Correctional Administrators in Visakhapatnam on Wednesday, the officials emphasized that such structured financial assistance could play a crucial role in preventing ex-prisoners from returning to criminal activities. They highlighted that without adequate support, many individuals face significant challenges in rebuilding their lives post-incarceration.

Conference Inauguration and Theme

The conference was inaugurated by Union Minister of State for Home, Bandi Sanjay Kumar. The event, themed on humane and reformative correctional administration in Amrit Kaal, was organized by the Bureau of Police Research and Development (BPRD) in collaboration with state prisons and correctional services. It brought together administrators from across the country to discuss best practices, identify policy gaps, and explore innovations in prison management.

Barriers Faced by Ex-Convicts

Officials noted that ex-convicts often encounter substantial stigma and legal barriers when attempting to secure employment after their release. This societal exclusion can hinder their ability to lead productive lives and contribute positively to their communities. To address this issue, they proposed a nationwide structured loan programme with amounts ranging from ₹50,000 to ₹1 lakh.

  • Such a programme would provide essential capital for starting small businesses or meeting immediate financial needs.
  • While some banks in select states have already extended similar support, the officials stressed the need for uniform adoption across the entire country to ensure equitable access.
  • A standardized approach would help eliminate disparities and create a more inclusive financial ecosystem for rehabilitated individuals.

Government Support and Funding Initiatives

Minister Bandi Sanjay Kumar highlighted that although prisons fall under state jurisdiction, the Union government has consistently provided digital, technological, and financial assistance to modernize prison administration. He cited several key allocations aimed at enhancing correctional facilities and supporting inmates:

  1. Poor Prisoners' Assistance Scheme: An allocation of ₹20 crore annually from 2023-24 to 2025-26 to aid indigent prisoners.
  2. Prison Modernisation Project: A substantial fund of ₹950 crore dedicated to upgrading infrastructure and facilities.
  3. Security Infrastructure: Funding of ₹161 crore until 2024-25, with an additional ₹114.5 crore earmarked for 2025-26 to bolster safety measures.

Focus on Vulnerable Inmates and Rehabilitation

The minister emphasized that the conference must address the needs of vulnerable inmates, ensure inclusive and safe care, and develop effective strategies for the implementation of model prison standards. Key areas of focus include:

  • Post-release rehabilitation programmes that provide continuous support to ex-convicts.
  • Community integration initiatives that foster acceptance and reduce social stigma.
  • Collaborative efforts between government agencies, financial institutions, and civil society to create a holistic support system.

By fostering dialogue and sharing innovative practices, the conference aims to pave the way for more humane and effective correctional administration, ultimately contributing to lower recidivism rates and stronger societal bonds.