In a new series focused on simplifying daily life, a spotlight is now on one of India's most crucial public welfare initiatives. The Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PM-JAY) stands as the nation's flagship health insurance program, providing a substantial safety net of up to ₹5 lakh per family annually for secondary and tertiary hospital care. However, a common oversight can leave family members unprotected: their names missing from the official card. Fortunately, a straightforward online process exists to rectify this, ensuring comprehensive coverage for your entire household under one of the world's largest health assurance schemes.
The Essential Documents You Need to Prepare
Before initiating the online process, it is crucial to have the necessary digital copies of documents ready. This preparation will make the procedure swift and hassle-free. You will require the Aadhaar card of the family member you wish to add. Furthermore, you must provide valid proof of your relationship with that individual. Acceptable documents for this include a ration card, a voter ID, or an official family certificate issued by competent authorities. Lastly, ensure you have a recent photograph of the person to be added, as this will also need to be uploaded to the portal.
Step-by-Step Guide to Adding Members Online
The entire process is designed for digital convenience and can be completed in a few minutes from anywhere. Begin by visiting the official Ayushman Bharat PM-JAY website at https://pmjay.gov.in. Access your account by logging in using the mobile number that is registered and linked to your Ayushman Bharat scheme.
Once inside your account dashboard, navigate to the section labeled 'Beneficiary Details'. This area will display the complete list of family members currently covered under your scheme. Carefully review this list. If you find that a dependent family member is missing, you will see a clear option or button to 'Add Member'. Click on this to proceed to the next stage.
On the member addition form, you will be prompted to upload the digital copies of the documents you prepared earlier: the Aadhaar card, the relationship proof, and the recent photograph. Fill in any additional required details accurately as per the documents.
Submission and Tracking Your Request
After successfully uploading the documents and submitting the form, the system will generate a unique reference ID for your request. It is important to note down or save this ID. You can use this reference number on the same portal to track the real-time status of your application. The authorities will verify the submitted documents, and once the process is complete, the new member's name will be officially added to your Ayushman Bharat health card, extending the vital ₹5 lakh per year coverage to them.
This simple yet powerful hack empowers millions of Indian families to ensure no one is left out of this critical healthcare protection. By taking a few minutes online, you can secure peace of mind, knowing that your entire family is safeguarded against massive medical expenses, aligning perfectly with the scheme's goal of providing financial risk protection for vulnerable households.
