Loans Against Shares: A Complete Guide for Investors
Learn how loans against shares work, the process, risks, and when this financial tool makes sense for your short-term cash needs while keeping your equity investments intact.
Category : Personal Finance
Dalio: Gold a Structural Bet as Monetary Order Breaks Down
Billionaire Ray Dalio advocates gold as a structural hedge against global monetary instability, while silver continues to outperform gold in percentage gains in 2026.
Parent's Guide to Funding Rising Education Costs
Education costs in India are soaring at 10-12% annually, outpacing inflation. Learn how parents can strategically blend equity, debt, and insurance products to build resilient, goal-focused education plans for their children's future.
Kiyosaki: Silver to Reach $200 by 2026, Outshines Gold
Investor Robert Kiyosaki forecasts silver prices will surge to $200 per ounce by 2026, citing its dual role as industrial metal and store of value. COMEX silver rose 1.2% amid economic uncertainties.
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Flexi-Cap vs Multi-Cap Funds: Which to Choose for Portfolio Diversification?
Learn the key differences between flexi-cap and multi-cap mutual funds in India. Understand how these schemes diversify across large-, mid-, and small-cap stocks, their performance in 2025, and which option suits your investment profile.
UPSSSC Lekhpal Recruitment 2026: 7,994 Posts, Apply Now
UPSSSC has opened applications for 7,994 Lekhpal posts with revised category-wise vacancies after CM Yogi Adityanath's review. Apply online by January 28, 2026 with Rs 25 fee.
Land Sale Tax Rules: Shop Purchase vs Gift Proceeds
Understand LTCG tax implications when selling land bought in 2005. Learn if buying a commercial shop qualifies for exemption and if gifting proceeds for a house purchase works.
Investment Returns Sequence: Why Order Matters
Sequence of returns risk can dramatically alter your long-term wealth, especially during retirement withdrawals. Learn how to manage this critical factor.
Inflation's Hidden Impact on Retirement Plans
Inflation silently reduces retirement savings over time. Learn how it affects your future and discover practical strategies to protect your financial security.
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IPO Listings: Still Worth the Risk for Small Investors?
Financial advisers caution small investors about IPO risks, suggesting mutual funds or secondary markets for long-term gains. Learn from real investor experiences.
Credit Card Interest: When You Pay and When You Don't
Credit cards offer convenience but can become costly if misused. Many users think interest applies only on missed payments, but there are several triggers. Understanding these can help avoid unnecessary debt.
Lab-Grown vs Natural Diamonds: Investment Guide
Understand the key differences between lab-grown and natural diamonds in India. Learn about pricing, resale value, and investment potential to make informed decisions for weddings and milestones.
Dalio's 15 Uncorrelated Assets for All-Weather Portfolio
Billionaire Ray Dalio shares his investing mantra for building an all-weather portfolio with 15 uncorrelated streams to balance risks in volatile markets, including gold allocation tips.
Kiyosaki: Silver's Two Prices Reveal Market Stress
Robert Kiyosaki highlights the growing gap between paper and physical silver markets, with China's demand driving premiums and exposing systemic vulnerabilities in global trading.
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Insurance Shock During Medical Emergency Leaves Family Stranded
A family's medical crisis turned into an insurance nightmare when their cashless claim was denied due to hospital network changes. Learn about the new 'Cashless Everywhere' initiative and how to protect yourself from last-minute surprises.
Simple Formula for Retirement Spending Calculations
A research-backed formula now helps Indian retirees calculate safe withdrawal rates using just equity allocation and retirement length, replacing complex simulations.
Gold Prices Hit Record High in India: Check Today's Rates
Gold prices in India reached a new record high on Tuesday, January 20, 2026. Check the latest rates for 24K, 22K, and 18K gold in Chennai, Mumbai, Delhi, and other major cities.
Gold at All-Time High: Time to Sell Stocks for Gold?
Gold prices have surged to unprecedented levels, reaching ₹1.45 lakh per 10gm. With momentum strong and ₹1.5 lakh in sight, investors wonder if gold can outperform stocks in 2026. We examine the factors driving gold's rise and whether you should rebalance
Nationwide Drive to Boost Financial Literacy for Women
A nationwide awareness journey from Kanyakumari to Kashmir will conduct seminars across 21 cities, focusing on financial education for women managing household finances.
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Silver Hits ₹3 Lakh Record, Gold Above ₹1.48 Lakh
Silver prices in India have surged to a historic high of ₹3 lakh per kg, while gold has crossed the ₹1.48 lakh per 10 grams threshold, driven by strong global demand and market volatility.
Crypto Update: Pepe, Etherna Pepe, Zero-Knowledge Proofs
Recent developments in the crypto market highlight activity around Pepe, Etherna Pepe, and zero-knowledge proofs, shaping investor interest and technological trends.
Crypto Market Update: Bitcoin, Ethereum, ZKP in Focus
Bitcoin and Ethereum show resilience as ZKP projects gain traction. Recent price movements and project updates shape the crypto landscape, with investors watching key trends.
Warren Buffett's Parenting: Raising Kids Without His Billions
Warren Buffett raised his three children with strict financial limits despite his immense wealth. His kids now lead purpose-driven lives in education, farming, and music.
Use Loan Against Property EMI Calculator for Smart Borrowing
Learn how a loan against property EMI calculator helps you plan your borrowing effectively. Understand its benefits for managing finances and making informed decisions.
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New vs Used Car: Tips for First-Time Buyers
Choosing between a new or used car? Learn about warranties, costs, and tech to make an informed decision based on your budget and needs.
Is Your Money Working for You? Signs to Watch
Many people feel uncertain about their financial health. Learn the clear signs that indicate whether your money is effectively growing or just sitting idle.
Financial Compatibility: Key to Relationship Success
Financial compatibility has become essential for modern couples. Experts reveal how money discussions prevent conflicts and strengthen long-term partnerships.
Silver and Gold Prices Today: MCX Rates for Major Cities
Check the latest silver and gold prices in India for January 19, including MCX rates and city-wise updates for Chennai, Delhi, and Mumbai. Stay informed on market trends.
Consistent Investing Beats Market Timing: SIPs & Rebalancing
Indian markets are booming, but disciplined asset allocation and regular rebalancing—not perfect timing—help investors build wealth and avoid costly mistakes.
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Gold Prices Rise Today: Check Rates in Major Indian Cities
Gold prices in India show a modest increase on January 19. Check the latest 18K, 22K, and 24K gold rates per gram for Chennai, Mumbai, Delhi, and other major cities.
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