Guide: Best Credit Cards for Senior Citizens in India
A practical guide for senior citizens in India to select the right credit card. Learn 6 crucial factors, from low fees to fraud protection, and understand the risks involved.
Category : Personal Finance
Formula to Predict Train Ticket Confirmation Revealed
Struggling with waitlisted train tickets? Discover the official formula used by IRCTC to calculate confirmation probability. Learn how to hack your travel plans!
RBI Repo Rate Cut: Home Loan Interest Rates to Fall
RBI's MPC slashed repo rate by 25 bps to 5.25%, urging banks to cut lending rates. See how HDFC, SBI, ICICI, and other top banks' home loan rates are impacted. Check your potential EMI savings now!
The 'One Ninety' Phenomenon: Decoding India's Price Psychology
Why do products in India stubbornly stick to prices like Rs 190? Explore the deep-rooted consumer psychology and marketing strategy behind the 'one ninety' phenomenon, beyond just the falling rupee.
How to Use Personal Loans to Bounce Back from Setbacks
Financial setbacks can derail plans. Learn how personal loans, with rates from 9.99%, offer a pragmatic solution for emergencies, business restarts, and debt consolidation. Use them wisely to rebuild stability.
Young Indians Use Leverage to Invest Like the Wealthy
A strategy once reserved for the ultra-rich, lifecycle investing using borrowed money is now accessible to retail investors in India, raising both opportunities and regulatory concerns.
Get a Personal Loan Without Salary Slips: A Guide
Learn how to secure a personal loan in India without salary slips. Discover alternative income proofs, tips to boost credibility, and flexible lender options for manageable EMIs.
OTP Fraud Alert: Protect Your Credit/Debit Card Now
As digital payments surge in India, OTP fraud is rising. Learn how scammers trick you, key red flags, and essential steps to safeguard your finances. Stay vigilant!
Health Insurance Now Consumption-First: Policybazaar Report
A new report reveals India's health insurance shift towards real-time use policies. Maternity cover adoption soars 150-180%, OPD sees 40% utilisation. Discover the new trends.
ELSS vs Index Funds: Which is Better for Long-Term Wealth?
Choosing between ELSS and Index Funds? Compare AUM, tax benefits, and expert advice from Preeti Zende & Nilesh Naik for your long-term wealth creation strategy in India.
SGB 2017-18 Series-X: 41.6% Annualised Return on Dec 4
RBI announces final redemption for Sovereign Gold Bonds 2017-18 Series-X on Dec 4, 2025, yielding over 41% annualised return plus 2.5% interest. Learn about tax benefits and redemption process.
Best NBFC FD Rates: Muthoot vs Shriram vs Bajaj Finance
Compare top FD interest rates from leading NBFCs like Muthoot Capital (9.10%), Shriram Finance, and Bajaj Finance. Find the best returns for your investment tenure. Make an informed choice today!
The Hidden Costs & Risks of Employee Stock Options
Recent IPOs highlight Esop wealth, but fine print, taxes & short exercise windows mean many employees never see the payout. Learn the hidden costs and how to navigate them.
2025 Market Surprises: Diversification is Key
Gold soared 30% in 2024, but chasing performance is a trap. Learn why a diversified, multi-asset portfolio is essential for navigating 2025's volatile markets and achieving long-term wealth.
High-Yield Bonds: Big Returns or Big Trouble?
Explore the risk-reward equation of high-yield bonds in India. Learn who should invest, how to read market signals, and get expert insights for smarter decisions.
Silver Price Holds at ₹191 per Gram on December 4
Silver price in India remains unchanged at ₹191 per gram on December 4. Check the latest rates for Delhi, Mumbai, Chennai, Hyderabad, Bangalore, and other major cities. Discover key drivers behind silver's strong rally.
Gold Price Today: Chennai Highest at ₹13,158 per gram
Check today's gold rates in major Indian cities. Chennai leads with 24K at ₹13,158/g. Get the latest 22K & 18K prices for Mumbai, Delhi, Bangalore & more.
Franklin Templeton, FinX Launch National Mutual Fund Olympiad
Franklin Templeton and FinX launch India's first National Mutual Fund Olympiad to improve financial literacy among college students, targeting 10,000+ participants from 500+ colleges.
Compact Cars, SUVs Lead 75% of Motor Insurance Claims in India
A new report reveals compact cars and SUVs dominate 75% of motor insurance claims in India, while EVs are the most expensive to repair. Discover key city-wise trends and insights.
Middle-Class Debt Trap: RBI Data Shows Rising EMI Burden
India's middle class faces a growing debt crisis, with 5-10% of households in a trap. Driven by easy credit and social comparisons, the dream of upward mobility is turning risky. Read more.
Buffett's Christmas Gift: From Cash to Stocks
Discover why Warren Buffett switched from gifting $10,000 cash to stocks for Christmas. Learn the financial wisdom behind this move and how it built long-term wealth for his family. Get inspired to gift investments!
How to Check Your PF Balance Online & Via SMS
Learn simple steps to check your Employee Provident Fund balance via EPFO portal, SMS, and missed call. Manage your long-term savings with these official methods.
EPFO Ends Aadhaar-UAN Seeding Extension, Final Deadline Passed
EPFO announces no further extension for mandatory Aadhaar seeding with UAN for ECR filing after Oct 31, 2025. Check if your PF account is compliant to avoid issues.
How Payment History, Credit Utilisation Shape Your Score
Understand the 3 pillars of your credit score - payment history, credit utilisation, and credit mix. Learn how to build a strong score for better loan rates and financial stability in India's credit-driven economy.
Gold Rates Fall Across Major Indian Cities on Profit Booking
Gold prices in India opened lower on MCX, declining by ₹386 per 10 grams. Check today's 24k, 22k, and 18k gold rates in Mumbai, Delhi, Kolkata, and other cities.
ICICI Prudential PFM's 'My Family, My Future' Plan Launched
ICICI Prudential Portfolio Management unveils 'My Family, My Future,' empowering working women, homemakers, and parents to secure their family's financial future with tailored investment solutions.
Money Guide for Every Family Stage: Single to Parenting
Learn how financial planning evolves from SINK to DINK to SIWK stages. Experts reveal asset allocation, avoiding shocks, and why starting early with SIPs is key to building a multi-crore corpus.
Credit Score Below 700: Impact on Loan Approval & Interest
A credit score below 700 can hinder your personal loan approval and lead to higher interest rates. Learn the key ranges, risks, and how to improve your score before applying.
Paying Credit Card with Another Card: Legal Ways Explained
Directly paying one credit card bill with another is banned in India. Discover the two legitimate, yet cautious, methods like balance transfers that banks allow for debt management.
Winning a Prize? The Fine Print Can Make It a Loss
Rajnish Sharma's story reveals how a seemingly won prize turned into a costly ordeal due to hidden charges. Read this cautionary tale about the perils of promotional fine print.
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