Chennai-based Cholamandalam Investment and Finance Company Limited, commonly known as Chola and a key financial services arm of the renowned Murugappa Group, has announced robust financial results for the third quarter of the fiscal year 2025-26. The company reported a significant 20% increase in Profit after Tax (PAT), reaching Rs 1,288 crore for the quarter ended December 31, 2025. This marks a substantial rise from the Rs 1,087 crore recorded in the same period of the previous year, reflecting strong operational performance and strategic growth initiatives.
Disbursement Growth and Business Segments
In terms of disbursements, Cholamandalam Investment demonstrated impressive momentum with aggregate disbursements in Q3 FY26 totaling Rs 29,962 crore. This represents a 16% growth compared to the Rs 25,806 crore disbursed during the corresponding quarter in the previous fiscal year. The company's diverse portfolio contributed to this growth across various segments.
Key Business Highlights
The vehicle finance division remained a major driver, with disbursements standing at Rs 16,805 crore in Q3 FY26. Additionally, the Loan Against Property (LAP) business showed strong performance, with disbursements reaching Rs 5,285 crore during the same quarter. The gold loan business also contributed positively, with disbursements at Rs 772 crore in Q3 FY26, as detailed in the company's official statement.
Assets Under Management
As of December 31, 2025, Cholamandalam Investment reported total Assets under Management (AUM) at Rs 2,27,770 crore. This figure underscores the company's expanding footprint and its ability to manage a substantial portfolio, reinforcing its position as a leading player in the financial services sector.
The results highlight Chola's resilience and growth trajectory amid evolving market conditions, with the Murugappa Group's backing providing a solid foundation for continued success in the competitive financial landscape.
