Bank Holiday Today: Makar Sankranti Closes Banks in Multiple States
Today, 14 January 2026, marks a bank holiday across many parts of India. The festival of Makar Sankranti, a major Indian celebration, falls on this date. This has caused confusion among customers about whether banks will open or close.
Numerous public and private sector banks will remain shut today. The Reserve Bank of India's official holiday calendar lists 14 January as a bank holiday. Alongside Makar Sankranti, other festivals like Pongal and Magh Bihu are also being celebrated nationwide. These contribute to the bank closures.
Which Banks Remain Open on Makar Sankranti?
Bank holidays in India often depend on the state where branches operate. Many cities and states will see banks closed today. The RBI classifies these festivals under the Negotiable Instruments Act.
States observing a bank holiday today include:
- Gujarat
- Odisha
- Assam
- Arunachal Pradesh
These states celebrate Makar Sankranti and other harvest festivals.
Upcoming Bank Holidays in January 2026
15 January Bank Holiday: Banks will close in states like Karnataka, Tamil Nadu, Sikkim, Andhra Pradesh, Maharashtra, and Telangana on Thursday, 15 January.
16 January Bank Holiday: Thiruvalluvar Day falls on 16 January. Banks in Tamil Nadu and Andhra Pradesh will remain closed on this day.
17 January Bank Holiday: Banks in Tamil Nadu will shut on 17 January for Uzhavar Thirunal.
23 January Bank Holiday: Banks will close in West Bengal and Odisha on 23 January. This date marks Saraswati Puja and Netaji Subhas Chandra Bose's birthday.
26 January Bank Holiday: All states and union territories will observe a bank holiday on 26 January for India's Republic Day.
What to Do During Bank Holidays?
Customers should plan their branch visits carefully during this holiday period. Remember, physical bank branches close on holidays. However, you can still access many services.
Internet banking, ATMs, and UPI services remain operational. These digital options provide continuous access to your banking needs.
Handling Emergencies on Bank Holidays
Do not worry if you face an urgent need to withdraw cash or send money on a bank holiday. ATM services work twenty-four seven, even on holidays. You can withdraw cash, get statements, or perform other tasks at ATMs.
For sending money, online banking services like NEFT, IMPS, and RTGS are available. UPI services also function on bank holidays. They allow you to send and receive money seamlessly.
Key Takeaways
- Bank closures vary by state during festivals like Makar Sankranti, Pongal, and Magh Bihu.
- ATM and online banking services remain available even on bank holidays.
- Customers should plan their banking needs around holiday schedules to avoid inconvenience.
Stay informed about bank holidays to manage your finances effectively. Use digital banking tools to ensure smooth transactions during festive closures.
