As the festive cheer of Christmas 2025 winds down, residents in specific parts of India should note upcoming disruptions in physical banking services. The Reserve Bank of India (RBI) holiday calendar designates December 26 and 27, 2025, as bank holidays in select cities, extending the Christmas observance. While most of the country will see normal operations, branches in a few northeastern regions will remain shut.
City-Wise Bank Holiday Status for December 26-27
The bank holidays on Friday, December 26, and Saturday, December 27, follow the Christmas celebration on Thursday, December 25. These closures are declared under the Negotiable Instruments Act and include RTGS holidays. It is crucial to remember that these dates come before the mandatory weekly holiday on Sunday, December 28, and the second Saturday of the month closure.
According to the official schedule, here is the operational status for major Indian cities:
Banks will be CLOSED on December 26, 2025, in:
- Aizawl
- Kohima
- Shillong
Banks will be CLOSED on December 27, 2025, in:
- Kohima
For all other major cities—including New Delhi, Mumbai, Chennai, Kolkata, Bengaluru, Hyderabad, Ahmedabad, Pune, Jaipur, Lucknow, Chandigarh, and more—bank branches will remain open and operational on both days. This list covers metros and state capitals like Agartala, Guwahati, Imphal, Itanagar, and Panaji, which will also function normally.
Digital Banking Services Remain Uninterrupted
Despite physical branch closures in the listed cities, customers across India can continue their financial transactions seamlessly. Online and digital banking platforms will be fully operational, ensuring no major disruption to essential services.
Key services that will remain accessible include:
- Online and Mobile Banking: For balance inquiries, fund transfers, and bill payments.
- NEFT and RTGS: Electronic fund transfer services, subject to their standard operational timings.
- ATM Services: Cash withdrawals, deposits, and card transactions at ATMs.
- Digital Requests: For ordering chequebooks, demand drafts, and managing account services online.
Understanding the RBI Holiday Calendar for December 2025
The RBI's holiday calendar for the fiscal year 2025 schedules a total of 18 bank holidays for December 2025. The closures on December 26 and 27 in specific cities are part of this broader list, which accounts for national, state, and regional festivals under various acts. Additionally, there are four more official bank holidays slated for the month, emphasizing the importance of checking local schedules for comprehensive planning.
Travelers and residents in the affected cities—Aizawl, Kohima, and Shillong—are advised to plan their cash requirements and critical in-branch transactions in advance. For the rest of the nation, it will be business as usual at bank counters, complemented by the ever-reliable digital banking infrastructure.
