RBI Comfortable with Credit Growth Aligned to GDP
RBI Governor Sanjay Malhotra states credit growth at 1x GDP is sustainable, warns against 2x expansion seen pre-2012 that hurt asset quality. Bank credit grew 11.3% YoY to ₹198 tn.
RBI Governor Sanjay Malhotra states credit growth at 1x GDP is sustainable, warns against 2x expansion seen pre-2012 that hurt asset quality. Bank credit grew 11.3% YoY to ₹198 tn.
The Reserve Bank of India has ordered banks to submit credit information reports weekly, a major shift from fortnightly updates. Learn how this impacts your credit score and loan approvals.
A practical guide for senior citizens in India to select the right credit card. Learn 6 crucial factors, from low fees to fraud protection, and understand the risks involved.
India's Q2 GDP growth at 8.2% and robust credit offtake challenge calls for rate cuts. Expert analysis on why RBI should maintain current policy stance. Read more.
The RBI has revoked its 2016 framework that pushed large borrowers to debt markets. The move is expected to boost corporate bank credit by ₹3-4.5 trillion. Read the full analysis.
Fraudsters are posing as bank officials to trick credit card users into sharing OTP & CVV. Learn 5 crucial tips to protect yourself from this rising financial scam in India.
Corporate fundraising in India jumped 58.1% year-on-year in the September 2025 quarter to ₹7.5 trillion, driven by soaring profits and renewed bank credit. Explore the key drivers behind this sharp recovery.
The Indian government's new digital credit assessment model for MSMEs aims to streamline lending, reduce bank delays, and boost financial inclusion. Learn how this initiative works.
Understand the 3 pillars of your credit score - payment history, credit utilisation, and credit mix. Learn how to build a strong score for better loan rates and financial stability in India's credit-driven economy.
Directly paying one credit card bill with another is banned in India. Discover the two legitimate, yet cautious, methods like balance transfers that banks allow for debt management.
Punjab National Bank MD Ashok Chandra projects strong Indian economic growth for coming quarters, driven by GST reforms and robust credit demand in retail, MSME, and housing sectors.
Borrower frustration over credit scores & data accuracy explodes. Complaints against Credit Information Companies surge nearly 400% as per India's financial ombudsman report. Dive into the data.
Altice International's bonds plummeted after it moved key assets out of creditors' reach. Analysts warn creditors hold a weak position. Read the full analysis.
India's electricity consumption saw a marginal decline of 0.31% in November 2024, reaching 123.4 billion units. Experts attribute this to reduced use of cooling appliances as winter sets in. Discover the latest power demand trends and future projections.
SBI report predicts a rebound in India's bank credit growth as IPO liquidity is spent and corporate working capital demand rises. Read the full analysis.
Your credit score is key to securing better credit card terms in India. Learn how a score above 750 can unlock lower interest rates, higher limits, and premium benefits.
UAE introduces major tax procedure reforms from January 2026, including 5-year refund claims, expanded FTA powers, and R&D tax credits. Learn how these changes impact businesses.
Gold loans in India skyrocket 128.5% to Rs 3.38 lakh crore, becoming a major force in personal lending. Discover the trends reshaping retail credit and what it means for you.
Corporate America shows resilience in Q3 2023 with strong earnings despite economic challenges. Discover key trends, sector performance, and future outlook for US companies.
Telangana will unveil its alternative credit scoring mechanism through TIB at the Telangana Rising Global Summit on December 8-9, 2025, boosting financial inclusion.
SoftBank's credit risk soars as its debt-fueled AI ambitions, including the Stargate project, worry investors. Rakuten sees contrasting improvement. Explore the market dynamics.
RBI announces weekly credit score updates starting April 2026. Faster updates mean better loan terms and quicker approvals for borrowers. Learn how this impacts your financial journey.
Rising credit card fraud in India demands swift action. Learn the 5 crucial steps to report unauthorized transactions and secure your finances under RBI's zero liability policy.
Discover how IndiGo SBI Card ELITE helps frequent flyers earn free flights, lounge access & rewards. Learn about fees, benefits & if it's right for you. Start saving today!
Applying for a personal loan causes a temporary credit score dip due to hard checks. Learn how disciplined EMI payments can actually improve your long-term credit health.
Struggling with a low credit score? Learn how to secure a car loan in India. Discover strategies involving income proof, down payments, and co-applicants to boost your approval chances.
RBI raises alarm over widening credit-deposit gap in Indian banking. Expert analysis on why this ratio needs urgent attention and potential solutions.
Struggling to choose between instant loan and credit card loan? Compare interest rates, processing fees, disbursal speed and credit score impact to make the right decision.
Understand how hard and soft credit inquiries impact your credit score, loan eligibility, and interest rates in India. Learn to manage your credit wisely.
Explore India's top premium credit cards offering golf access, lounge benefits, concierge services and more. Compare annual fees and exclusive features before applying.