Hidden Fees in Lifetime Free Credit Cards Exposed
Lifetime free credit cards aren't always free. Discover the hidden charges like forex markups and late fees, and learn practical strategies to avoid them. Read before you apply!
Category : Search result: credit usage trends
BoB Card Targets Gen Z, Women with Health-Focused Credit Cards
Bank of Baroda's BoB Card is shifting from generic rewards to cohort-specific products focused on healthcare, insurance, and wellness benefits. Learn how they're targeting Gen Z, women, and professionals.
₹3,361 Crore Sanctioned to Exporters Under New Credit Scheme
Indian lenders sanctioned ₹3,361.83 crore to 774 exporters under the new Credit Guarantee Scheme, boosting exports amid US tariff challenges. Scheme operational till March 2026.
Trump's 10% Credit Card Cap Plan Resonates in India
Donald Trump's proposal for a 10% cap on US credit card rates has Indian cardholders, facing up to 42% interest, asking if India could follow. Explore the implications and RBI's stance.
IDFC Bank's New Zero-Forex Credit Card for Travelers
IDFC FIRST Bank unveils the Diamond Reserve Credit Card with 0% forex markup, premium travel rewards, and lifestyle benefits for affluent global travellers. Annual fee waiver on spends over ₹6 lakh.
IDFC FIRST Bank WOW! Black Credit Card: Features & Benefits
IDFC FIRST Bank's new WOW! Black Credit Card offers high reward points on travel, UPI, and zero forex markup. Ideal for building credit and frequent travelers. Explore its fees, benefits, and eligibility.
Room Heater Safety: Habits That Create Winter Risks
Room heaters pose risks not from malfunction but from daily habits. Learn about placement errors, power shortcuts, and air quality issues to stay safe this winter.
Nykaa Reveals India's Top Beauty Trends for 2025
Nykaa's Beauty Rewind 2025 report unveils India's top skincare, makeup, and fragrance trends. Discover what the nation loved, layered, and lived in this year!
4 Resolutions to Improve Your Credit Score in 2026
Start 2026 strong with four simple financial habits to improve your credit score. Learn how timely repayments, smart credit use, and regular monitoring can unlock better loan and credit card offers.
Nykaa Reveals India's Top Beauty Trends for 2025
Nykaa's Beauty Rewind 2025 report unveils India's top skincare, makeup, and fragrance trends. Discover what the nation loved, layered, and lived in this year!
Punjab MLAs Use Two Vehicles to Claim Allowances
Punjab MLAs are allegedly using two official vehicles simultaneously to claim travel allowances, costing the cash-strapped state exchequer lakhs. Read the full investigation.
Why Printed Calendars Still Rule Indian Homes & Offices
Despite digital reminders, over 58% of Indians still use physical wall calendars for planning. Discover why paper remains a cultural staple for tracking festivals, goals, and family schedules.
How Closing a Credit Card Affects Your Credit Score
Thinking of closing your credit card? Learn how this decision can hurt your credit score, the factors involved, and smarter alternatives to consider in 2025.
superSpends 2025: How Young India Pays, Saves & Uses Credit
The superSpends 2025 report reveals how Gen Z is reshaping India's digital payment habits. Discover key trends in spending, saving, and credit usage. Read the full analysis now!
Why Your Credit Card Application is Rejected
Struggling with credit card rejections? Learn the top 5 reasons for application denial in India and how to improve your approval chances. Boost your financial health today!
3 Habits to Improve Your Credit Score in 2026
Aiming for a credit score above 750 in 2026? Learn three powerful habits, from managing credit usage to diversifying your portfolio, to unlock better loan terms and financial opportunities.
BMC 2026: 44 Nominations Filed, Toilet Cert Mandatory
Mumbai's BMC 2026 election process sees 44 nominations filed. SEC mandates toilet usage certificate for candidates. Strict training compulsory for poll staff. Details inside.
AI Coding Tools Get Holiday Usage Boost from OpenAI, Anthropic
OpenAI and Anthropic announce temporary doubled usage limits for their AI coding platforms, Codex and Claude, offering Indian developers extra capacity for year-end projects. Learn the key details and deadlines.
Credit Card Points Most Used for Flight Bookings in 2025
A new report reveals flight bookings are the #1 redemption choice for credit card reward points in India for 2025. Discover key trends and consumer preferences driving this shift.
ICICI Bank Credit Card Rules Change: Higher Fees, Reward Caps
ICICI Bank announces significant changes to credit card terms from January 2025, including higher charges and reward point limits. Learn how this impacts your wallet.
Clean Credit: The New Demand for Transparent Finance
Indian consumers are ditching complex credit cards for clean credit. Discover what clean credit is, why it matters, and how fintechs like Kiwi are leading this transparent financial revolution.
How to Improve Your Credit Score: 5 Actionable Tips
Struggling with a low credit score? Learn what the 300-900 range means and discover 5 practical strategies to boost your score, secure better loan terms, and lower interest rates. Act now for a healthier financial profile!
Credit Markets Show Alarming 2007 Parallels Amid Rising Risks
Global credit markets show signs of pre-crisis complacency. Corporate bond spreads at 2007 lows, high-profile bankruptcies, and a booming private credit market signal rising systemic risks. Expert analysis inside.
Credit Card Limit Scam: Protect Yourself Now
Beware of fake credit card limit extension offers! Learn how scammers operate, red flags to spot, and essential steps to protect your finances from data theft.
How to Dispute Credit Report Errors in India
Learn the crucial 4-step process to dispute credit report errors in India. Protect your credit score and ensure loan approvals by rectifying mistakes in your CIBIL report.
Debit Card Use Falls, UPI & Credit Cards Gain in India
A new report reveals a 16% drop in debit card usage in India, as consumers prefer UPI for daily spends and credit cards for high-value purchases. Explore the changing landscape of digital payments.
Link Credit Card to UPI for Payments When Bank Balance is Low
Running low on bank balance? Learn how to link your credit card to UPI apps like Google Pay, PhonePe for seamless transactions. Step-by-step guide inside.
Plan Your Holiday with Credit Cards: 4 Effective Tips
Discover four strategic ways to use your credit card for holiday planning in India. Learn to manage cash flow, unlock rewards, save on travel, and avoid financial pitfalls. Plan wisely for a stress-free vacation.
Google Pay Launches First Credit Card, Builds Credit Ecosystem
Google Pay shifts from distributing loans to launching its own credit card 'Flex' with Axis Bank. The move aims to serve India's underserved credit market and create a comprehensive financial platform.
Google Pay & Axis Bank Launch UPI Credit Card
Google Pay and Axis Bank launch a new RuPay-powered co-branded credit card, integrating UPI payments with instant rewards and flexible EMI options. Learn more about its features.
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