Category : Personal Finance


Financial Checklist for Indians Moving Abroad as NRIs

Moving abroad requires careful financial planning to avoid tax issues and penalties. This guide covers banking changes, asset management, and compliance steps for a smooth transition to NRI status.

Ghost Mansion Trap: Why Indians Build Empty Palaces

Many Indian professionals construct lavish village homes as status symbols, creating financial burdens. These 'Ghost Mansions' drain resources while remaining vacant. Experts advise utility-focused renovations over ego-driven construction.

Silver & Gold Hit Record Highs on MCX, City Rates

Silver and gold prices surged to record highs on the Multi Commodity Exchange today, with city-wise rates for Chennai, Delhi, and Mumbai showing significant increases. The rally is driven by global factors and strong demand.

Cash Flow vs Profit: The Real Key to Stock Success

Investors often focus on profits, but cash flow determines survival. Learn why companies like Reliance thrive with modest margins and how to track cash metrics for better stock analysis.

Hidden Charges in Personal Loans: Bank Secrets

Borrowers often overlook hidden fees in personal loans, leading to higher costs. Learn about processing fees, prepayment penalties, and other charges to make informed decisions.

Earn Real Returns in Falling Rate Cycle

With RBI cutting rates and inflation low, conservative investors face shrinking debt returns. Equity savings funds offer a tax-efficient middle path for those willing to accept slightly higher risk.

Late Market Chasing Destroys Wealth: 2025 SIP Lessons

Investors often enter winning themes too late, overpaying at peak valuations. Recent SIP data shows heavy flows into risky mid/small-caps, repeating past mistakes. Early positioning is key for 2026 success.

Financing Tips for Lohri Business Demand

Businesses prepare for Lohri demand with financing strategies. Experts advise on loans, cash flow, and inventory management to capitalize on seasonal sales.

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