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RBI Comfortable with Credit Growth Aligned to GDP

RBI Governor Sanjay Malhotra states credit growth at 1x GDP is sustainable, warns against 2x expansion seen pre-2012 that hurt asset quality. Bank credit grew 11.3% YoY to ₹198 tn.

Cash Transfers vs Public Goods: Why Voters Lose

From Trump's tariff retreat to Bihar's cash promises, political focus on immediate relief starves budgets for essential public goods like clean air and safe roads. Explore the costly trade-off.

How Payment History, Credit Utilisation Shape Your Score

Understand the 3 pillars of your credit score - payment history, credit utilisation, and credit mix. Learn how to build a strong score for better loan rates and financial stability in India's credit-driven economy.

Credit Info Company Complaints Quadruple in 3 Years

Borrower frustration over credit scores & data accuracy explodes. Complaints against Credit Information Companies surge nearly 400% as per India's financial ombudsman report. Dive into the data.

PC Meena Appointed Gurugram GMDA CEO Again

Haryana govt appoints 2004-batch IAS officer PC Meena as Gurugram GMDA CEO, ending a month-long leadership paralysis. His return is expected to accelerate infrastructure projects.

How Personal Loans Impact Your Credit Score

Applying for a personal loan causes a temporary credit score dip due to hard checks. Learn how disciplined EMI payments can actually improve your long-term credit health.

Securing a Car Loan with a Low Credit Score

Struggling with a low credit score? Learn how to secure a car loan in India. Discover strategies involving income proof, down payments, and co-applicants to boost your approval chances.

48 IAS officers transferred in Rajasthan reshuffle

Rajasthan government transfers 48 IAS officers in major administrative overhaul. RSRTC MD Purushottam Sharma gets additional charge as Transport Commissioner. Read the complete list of postings.

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