Tamil Nadu's new money lending rules remove collateral for loans under ₹4 lakh and up to ₹10 lakh for SHGs, aiming to empower low-income groups and women entrepreneurs. Discover how this policy change fosters financial inclusion.
State Bank of India's mortgage loan portfolio surpasses Rs 9 lakh crore. Driven by strong retail, agriculture, and MSME growth, SBI raises its FY26 credit growth guidance to 14%. Read more for details on the bank's strategy.
Punjab National Bank slashes its Repo Linked Lending Rate (RLLR) by 25 basis points to 8.10%. Find out how this impacts your home loan EMIs and the broader banking sector.
Noida STF arrests 8 for Rs 100 crore bank loan fraud using fake IDs & shell companies. Gang colluded with builders & bank staff. Over 220 accounts frozen.
Facing a sudden expense? Discover how personal loan apps provide instant funds, a 100% digital process, and flexible repayment. Learn the 7 major benefits for Indian borrowers.
Financial setbacks can derail plans. Learn how personal loans, with rates from 9.99%, offer a pragmatic solution for emergencies, business restarts, and debt consolidation. Use them wisely to rebuild stability.
Learn how to secure a personal loan in India without salary slips. Discover alternative income proofs, tips to boost credibility, and flexible lender options for manageable EMIs.
Gurgaon police arrested 214 cyber fraudsters in November, freezing Rs 8.7 crore and refunding Rs 3.52 crore to victims. Investment scams dominate 60% of fraud cases in the city.
A shocking audit reveals 97% of major Indian apps use manipulative 'dark patterns' to trick consumers, especially during festive sales. Learn how to spot these e-commerce scams and protect yourself.
India's middle class faces a growing debt crisis, with 5-10% of households in a trap. Driven by easy credit and social comparisons, the dream of upward mobility is turning risky. Read more.
The Centre's order to pre-install the Sanchar Saathi cybersecurity app on all phones has triggered a major debate on digital security versus privacy. Explore the facts and expert opinions.
Understand the 3 pillars of your credit score - payment history, credit utilisation, and credit mix. Learn how to build a strong score for better loan rates and financial stability in India's credit-driven economy.
A credit score below 700 can hinder your personal loan approval and lead to higher interest rates. Learn the key ranges, risks, and how to improve your score before applying.
Indian doctors can now access loans up to Rs 80 lakh from Bajaj Finserv to upgrade clinics, buy equipment & expand services. Quick processing & flexible repayment. Learn more.
US student loan system faces biggest overhaul in decades. IBR expands, SAVE ends, and forgiven debt becomes taxable from 2026. Key dates and impacts for millions of borrowers explained.
Bengaluru's Viva Money surpasses 1,000 credit lines issued in 3 months, disbursing ₹3.5 Cr+ loans. Plans expansion to Rajasthan & Maharashtra, aiming for 40,000 credit lines by year-end. Read more.
Visakhapatnam residents lose over ₹32 lakh to fake customer care numbers on search engines. Police warn against QR code payments and share safety tips. Stay protected from cyber fraud!
US student loan borrowers face new tax rules as federal forgiveness policies shift. Learn how to prepare for potential IRS bills and protect your refunds with expert guidance.
Join TOI's Digital Safety Townhall in Hyderabad this Sunday. Learn from cyber security experts about KYC scams, UPI frauds & phishing attacks. Protect yourself now!
Join TOI's Digital Safety Townhall in Bengaluru on Nov 30. DCP Raja Imam Kasim reveals OTP frauds, UPI scams & safety tips. Win ₹5000 Amazon voucher!
Enforcement Directorate conducts searches across Pune in vehicle loan fraud involving luxury cars. Former SBI manager accused of processing fake loans using forged documents. Read the full investigation details.
Discover 6 practical ways a gold loan can help you manage wedding expenses without financial strain. Get quick funds, lower interest rates, and flexible repayments.
Mumbai sessions court grants bail to businessman Aryan Shivpal Mishra in Rs 1.9 crore cyber fraud case. Learn how to protect yourself from online scams and digital fraud.
Chandigarh faces alarming cybercrime wave with Rs 1.9 crore lost in scams. Learn about book-scanning, share-trading frauds and protection tips.
RBI's new 2025 directions let borrowers request lower interest rates when credit scores improve. Learn how to save thousands on home loans and become debt-free faster.
Discover why gold loans are becoming India's preferred quick funding solution. Learn about benefits, interest rates, and how to leverage your gold assets effectively.
With RBI maintaining repo rate at 5.5%, home loans become attractive. Learn 10 crucial factors including credit score impact, tenure selection, and EMI management for informed borrowing decisions.
Amazon issues urgent cybersecurity warning as Black Friday begins. Hackers target 310 million users with fake domains and phishing scams. Learn how to protect yourself.
Protect yourself from phishing and fraud. Learn to verify website safety using Google Safe Browsing and report scams to Cybercrime.gov.in. Secure your data today!
Singapore police mandate Apple and Google to implement anti-spoofing measures on messaging apps by Nov 30, 2025. Learn how this protects users from scams.