Category : Search result: credit scoring model


RBI Comfortable with Credit Growth Aligned to GDP

RBI Governor Sanjay Malhotra states credit growth at 1x GDP is sustainable, warns against 2x expansion seen pre-2012 that hurt asset quality. Bank credit grew 11.3% YoY to ₹198 tn.

UP Board 2026 Model Papers Out: New Pattern for Class 10

Uttar Pradesh Madhyamik Shiksha Parishad has published the 2026 model question papers for Class 10 and 12. Download PDFs to understand the new exam format, including OMR-based MCQs for Class 10. Start your preparation now!

How Payment History, Credit Utilisation Shape Your Score

Understand the 3 pillars of your credit score - payment history, credit utilisation, and credit mix. Learn how to build a strong score for better loan rates and financial stability in India's credit-driven economy.

Credit Info Company Complaints Quadruple in 3 Years

Borrower frustration over credit scores & data accuracy explodes. Complaints against Credit Information Companies surge nearly 400% as per India's financial ombudsman report. Dive into the data.

How Personal Loans Impact Your Credit Score

Applying for a personal loan causes a temporary credit score dip due to hard checks. Learn how disciplined EMI payments can actually improve your long-term credit health.

Securing a Car Loan with a Low Credit Score

Struggling with a low credit score? Learn how to secure a car loan in India. Discover strategies involving income proof, down payments, and co-applicants to boost your approval chances.

Oracle's $111K CDS Surge Signals AI Credit Risk

Oracle's credit-default swaps triple to $111,000 as investors hedge against AI boom risks. Trading volume hits $5B amid massive AI spending. Explore the market implications.

6 Factors That Damage Your Credit Score

Discover the six major reasons why your credit score drops unexpectedly and learn how to maintain a healthy credit profile for better loan eligibility in India.

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