Personal Loan Cooling-Off Period & Cancellation Charges
Need to cancel a personal loan? Learn about the cooling-off period for ICICI, HDFC, Kotak Bank & other lenders. Know the charges and steps to avoid penalties.
Need to cancel a personal loan? Learn about the cooling-off period for ICICI, HDFC, Kotak Bank & other lenders. Know the charges and steps to avoid penalties.
Uncertain what happens to a personal loan if the borrower dies in India? This guide explains bank recovery from insurance, co-applicants, or estate. Protect your family today.
The Trump administration will resume aggressive collection on defaulted federal student loans, including wage garnishment, starting January 2024, ending pandemic-era protections. Millions of borrowers are affected.
A man from Amritsar was shot in the leg after confronting a friend in Batala to demand repayment of a Rs 5 lakh loan from 2003. Police have registered a case. Read the full details of the violent argument.
LIC Housing Finance reduces home loan rates, starting at 7.15% for high CIBIL scores. New rates reward creditworthy borrowers and make home financing more affordable. Details inside.
Missed a personal loan EMI? Don't panic. Learn practical steps like loan restructuring and negotiation to avoid legal action and protect your credit score. Act now!
Garhwa district issues final notice to 280 loan defaulters under Mukhyamantri Rozgar Srijan Yojana. FIRs will be filed if dues are not cleared by December 31. Details inside.
The Trump administration will restart wage garnishment for defaulted federal student loans from January 7, 2025, ending the pandemic-era pause. Millions remain in default.
Using a car loan EMI calculator is crucial for Indian buyers. It helps plan budgets, compare loan offers, and avoid financial strain. Learn how this tool ensures a smarter car purchase.
Punjab & Haryana HC rules Union of India liable for negligent driving by Army personnel on public roads, awarding compensation for a 1996 accident. A landmark order for road safety and accountability.
Punjab & Haryana High Court rules Union of India cannot claim sovereign immunity for negligent driving by Army personnel on public roads, orders compensation for 1996 accident victims. Read the landmark judgment.
Russia ridicules EU's €90 billion loan to Ukraine, calling it a blow to 'warmongers'. As EU unity frays, can money change the war's course? Read the fiery details.
US Defence Act 2026 references US-India nuclear liability assessment. Congress MP Jairam Ramesh alleges link to domestic legislation. Details and political reactions inside.
State Bank of India's home loan portfolio, its largest business unit, is on track to exceed ₹10 lakh crore next year, driven by strong demand and low NPAs. Discover the growth story.
Congress MP Manish Tewari raises alarm over India's new nuclear liability law, warning it protects suppliers and threatens regulatory independence. Read the full analysis.
Telangana's illegal loan app crisis worsens as victims lose Rs 92.12 crore in 2025. Cyber Security Bureau warns of digital threats targeting youth and low-income groups. Read more.
India's new SHANTI Bill raises concerns over nuclear supplier liability and AERB autonomy as the sector opens to private players. Read the full analysis.
India's new SHANTI Bill allows private investment in nuclear energy and limits supplier liability for accidents. Learn about the policy shift and its implications for India's energy future.
Senior BRS leader T Harish Rao mortgaged his own house to secure a ₹20 lakh bank loan for a tailor's daughter pursuing Ophthalmology. Read this inspiring story of political philanthropy.
Understand the five crucial factors that determine your personal loan EMI, from credit score to tenure. Plan your borrowing wisely to manage your monthly budget effectively. Learn more.
Learn the six crucial factors that can significantly improve your chances of quick personal loan approval from banks. Tips on credit score, DTI ratio, and avoiding common mistakes.
A 0.25% home loan rate cut can save you lakhs. Discover the smart choice between reducing EMI or loan tenure to maximize your savings. Act now!
India's Lok Sabha approves the SHANTI Bill 2025, enabling private sector participation in civil nuclear energy to boost capacity and modernize safety regulations. Read the key changes.
Women entrepreneurs in semi-urban India are using gold loans to overcome credit barriers. Discover how this practical financing solution is driving business growth and financial independence.
India's proposed Shanti Bill 2025 allows private sector into nuclear energy but leaves critical accident liability questions unanswered. Read the full analysis of the bill's implications.
Buying a used car? Avoid legal and financial risks. Learn 5 simple ways to check if the vehicle is under an unpaid loan before you finalize the deal. Essential guide for smart buyers.
India's new Shanti Act 2025 replaces old nuclear laws, easing liability and inviting private players. While boosting imports, the push for indigenous fast-breeder tech remains crucial for self-reliance.
The proposed Shanti Bill 2025 aims to amend India's nuclear liability law, boosting foreign investment and domestic manufacturing for a clean energy future. Read the full analysis.
The US Justice Department has admitted liability for the January crash between an Army helicopter and an American Airlines jet near Washington DC that killed 67 people. Read the latest on the lawsuits and investigation.
India's new SHANTI nuclear policy marks a significant liberalisation, aiming to boost energy capacity. However, experts raise credible concerns over relaxed liability norms and regulatory oversight. Read the full analysis.