Bank Credit Outpaces Deposits, CD Ratio Soars to 102%
Indian banks' credit growth outstripped deposit mobilisation in 2025, pushing the incremental CD ratio to 102%. Explore the funding pressures and market implications.
Indian banks' credit growth outstripped deposit mobilisation in 2025, pushing the incremental CD ratio to 102%. Explore the funding pressures and market implications.
Banking experts Vasant G Hegde and Lalan Mishra argue India's fractional reserve system, based on CRR and SLR, needs urgent reform to unlock credit and boost growth. Read their analysis.