Federal Bank inaugurated its 1600th branch in New Delhi, marking a strategic push into North India's growing SME and NRI banking markets. The new Mansarovar Garden outlet features modern tech.
RBI Governor Sanjay Malhotra states credit growth at 1x GDP is sustainable, warns against 2x expansion seen pre-2012 that hurt asset quality. Bank credit grew 11.3% YoY to ₹198 tn.
The Reserve Bank of India has ordered banks to submit credit information reports weekly, a major shift from fortnightly updates. Learn how this impacts your credit score and loan approvals.
A practical guide for senior citizens in India to select the right credit card. Learn 6 crucial factors, from low fees to fraud protection, and understand the risks involved.
India's Q2 GDP growth at 8.2% and robust credit offtake challenge calls for rate cuts. Expert analysis on why RBI should maintain current policy stance. Read more.
Fraudsters are posing as bank officials to trick credit card users into sharing OTP & CVV. Learn 5 crucial tips to protect yourself from this rising financial scam in India.
India's digital economy is expanding at 2.6 times its GDP, driving Asia-Pacific's transformation. Discover the key drivers and future projections shaping this rapid growth.
The Indian government's new digital credit assessment model for MSMEs aims to streamline lending, reduce bank delays, and boost financial inclusion. Learn how this initiative works.
Understand the 3 pillars of your credit score - payment history, credit utilisation, and credit mix. Learn how to build a strong score for better loan rates and financial stability in India's credit-driven economy.
Directly paying one credit card bill with another is banned in India. Discover the two legitimate, yet cautious, methods like balance transfers that banks allow for debt management.
Punjab National Bank MD Ashok Chandra projects strong Indian economic growth for coming quarters, driven by GST reforms and robust credit demand in retail, MSME, and housing sectors.
Borrower frustration over credit scores & data accuracy explodes. Complaints against Credit Information Companies surge nearly 400% as per India's financial ombudsman report. Dive into the data.
Bengaluru's Viva Money surpasses 1,000 credit lines issued in 3 months, disbursing ₹3.5 Cr+ loans. Plans expansion to Rajasthan & Maharashtra, aiming for 40,000 credit lines by year-end. Read more.
Your credit score is key to securing better credit card terms in India. Learn how a score above 750 can unlock lower interest rates, higher limits, and premium benefits.
Gold loans in India skyrocket 128.5% to Rs 3.38 lakh crore, becoming a major force in personal lending. Discover the trends reshaping retail credit and what it means for you.
Home Credit India report reveals 65% of borrowers use mobile banking as credit transforms from safety net to aspiration catalyst for India's lower-middle class. Discover the shift!
Telangana will unveil its alternative credit scoring mechanism through TIB at the Telangana Rising Global Summit on December 8-9, 2025, boosting financial inclusion.
RBI announces weekly credit score updates starting April 2026. Faster updates mean better loan terms and quicker approvals for borrowers. Learn how this impacts your financial journey.
Rising credit card fraud in India demands swift action. Learn the 5 crucial steps to report unauthorized transactions and secure your finances under RBI's zero liability policy.
Telangana records 19% debit card growth, becoming India's second fastest-growing state. Car sales surge 29% as GST rationalization boosts consumer confidence. Explore the digital payment revolution.
As digital lending booms in India, learn the 5 critical personal loan mistakes to avoid for protecting your credit score and financial future. Borrow smart today!
Discover how IndiGo SBI Card ELITE helps frequent flyers earn free flights, lounge access & rewards. Learn about fees, benefits & if it's right for you. Start saving today!
Applying for a personal loan causes a temporary credit score dip due to hard checks. Learn how disciplined EMI payments can actually improve your long-term credit health.
Struggling with a low credit score? Learn how to secure a car loan in India. Discover strategies involving income proof, down payments, and co-applicants to boost your approval chances.
RBI raises alarm over widening credit-deposit gap in Indian banking. Expert analysis on why this ratio needs urgent attention and potential solutions.
Struggling to choose between instant loan and credit card loan? Compare interest rates, processing fees, disbursal speed and credit score impact to make the right decision.
Explore how India's festive season, boosted by GST cuts and digital credit, drives consumer spending and economic growth. Learn smart tips to avoid debt traps.
Understand how hard and soft credit inquiries impact your credit score, loan eligibility, and interest rates in India. Learn to manage your credit wisely.
Explore India's top premium credit cards offering golf access, lounge benefits, concierge services and more. Compare annual fees and exclusive features before applying.
Carrying ₹60,000 credit card debt can hurt your credit score due to high utilization. Learn how personal loans for debt consolidation affect your credit health and smart repayment strategies.