Bank Credit Outpaces Deposits, CD Ratio Soars to 102%
Indian banks' credit growth outstripped deposit mobilisation in 2025, pushing the incremental CD ratio to 102%. Explore the funding pressures and market implications.
Indian banks' credit growth outstripped deposit mobilisation in 2025, pushing the incremental CD ratio to 102%. Explore the funding pressures and market implications.
A Mumbai civil court mandates a businessman to deposit Rs 7.5 lakh to defend against a suit by a woman who loaned him money after he promised marriage. The judge called his cash repayment claim a 'moonshine defence'.
Confused between FDs and small savings schemes like PPF or NSC? Our guide compares interest rates, lock-in periods, and tax benefits to help conservative investors make the right choice for their portfolio.
Discover how NRE Fixed Deposits offer NRIs a stable, tax-efficient way to save in India. Learn strategies for goal-based planning and managing foreign income effectively.
RBI data reveals a widening credit-deposit gap as bank deposits fell by Rs 1.7 lakh crore in early December. Credit growth remains strong at 11.9%, forcing banks to tap alternative liquidity. Read the full analysis.
Confusion over duplicate A & B forms in Nashik Municipal Corporation elections leads to disqualification of BJP, Shiv Sena candidates. The Badgujar family gains as three members get valid nominations. Read the full details.
Laxmikant Agrawal filed his nomination for Akola civic polls with a deposit of Rs 5,000 in small coins and notes. Election officials accepted the money, causing a brief delay. Read more.
A daring bank robbery in Germany saw thieves steal millions from safe deposit boxes during the Christmas holiday. Read about the cinematic crime that left customers devastated.
Explore the 2026 financial landscape: stock market drivers, FD rate outlook, gold's rally, and new RBI cybersecurity mandates for safer digital banking in India.
A 62-year-old Pimpri housewife was cheated of Rs 4.5 lakh by a cybercrook posing as a bank manager. Learn how the scam unfolded and how to protect yourself from similar frauds.
In a major heist, thieves drilled into a German bank vault, stealing valuables worth up to €90 million from 2,700 safety deposit boxes. Police investigate one of Germany's largest thefts.
Thieves drilled into a German bank vault, stealing Rs 317 crore in cash, gold, and jewellery from 3000+ deposit boxes. Police investigation ongoing. Read the shocking details.
Teyana Taylor opens up about her first Grammy and Golden Globe nominations, calling them 'answered prayers' after feeling underappreciated. Read her inspiring journey.
Congress members staged a protest at TPCODL office in Bhubaneswar against additional security deposits. OPCC chief Bhakta Das called electricity a basic necessity and vowed state-wide agitation.
RBI reports a decline in ATMs as digital payments reduce cash demand. Public sector banks expand rural branches, while deposit insurance covers 97.6% of accounts. Explore the shift.
Odisha plans its first-ever gold mine auctions in 2026. A committee meets Jan 3 to finalize the auction calendar for 49 mineral blocks, including two gold-bearing areas. Read more.
Confused about Karnataka's rent deposit laws? We clarify the legal stance on 2-month security deposits for tenants and landlords. Know your rights under the Model Tenancy Act.
Confused about the 2-month rent deposit rule in Bengaluru? Legal experts decode the Karnataka Rent Act, security deposit limits, and tenant rights. Know your legal obligations!
CM Yogi Adityanath highlights UP's economic leap, citing GSDP growth, improved credit-deposit ratio, and 60 lakh jobs from ₹15 lakh crore investments. Read how policies are reshaping the state.
Goa is set to implement a Deposit Refund Scheme (DRS) next year to tackle solid waste from tourism. Consumers will pay a small deposit on packaged goods, refundable upon return. Learn how this will transform waste management.
Punjab & Haryana HC rules that demanding passport deposit for bail must not be automatic. Courts must prove a genuine flight risk. Read the landmark judgment details.
Punjab & Haryana High Court rules that demanding passport deposit for bail must be based on specific flight risk evidence, not used punitively. Landmark order protects personal liberty.
Dharwad Zilla Panchayat CEO Bhuvanesh Patil directs banks to ensure timely credit for agriculture, SHGs, and youth. Review of loan disbursement and CSR plans discussed.
Years after the Karuvannur cooperative bank scam surfaced, over Rs 260 crore remains locked for 30,078 depositors. Govt data reveals slow repayments hinge on loan recovery. Details inside.
RBI central board approves shift to risk-based deposit insurance pricing. Stronger banks to pay lower premiums, weaker ones to pay more under new DICGC framework. Learn the details.
Tata Power discoms in Odisha face backlash for issuing Additional Security Deposit (ASD) demand notes. Consumer forums and political parties call the move anti-people and demand immediate withdrawal.
HDFC Bank reduces fixed deposit interest rates for select tenures, effective 17 December 2025. Check the new FD rates for general and senior citizen investors here.
AAP suffers defeats in Patiala's Nabha block zila parishad elections. Congress, SAD candidates win amid allegations of nomination snatching and public confrontations with local MLA. Details inside.
Maharashtra cabinet approves amendment to prevent election delays. Returning officer's nomination decision now final, curbing court appeals. Read how this impacts upcoming ZP and Panchayat Samiti polls.
Maharashtra cabinet amends 1961 Act to make Returning Officer's decision on nominations final, aiming to prevent election delays. Move follows SEC's postponement of 22 council polls.