Considering a loan against your credit card? This guide explains its features, eligibility criteria, interest rates, and crucial factors to consider before applying. Make an informed financial decision.
Retail credit in India surged in Q3 FY25, driven by festive spending and optimism around GST rationalisation. Discover the key growth sectors and economic outlook.
State Bank of India's mortgage loan portfolio surpasses Rs 9 lakh crore. Driven by strong retail, agriculture, and MSME growth, SBI raises its FY26 credit growth guidance to 14%. Read more for details on the bank's strategy.
Patel Retail Limited reports stellar Q2 FY26 results with 15% revenue growth and a 73% surge in profit after tax. Strong performance driven by strategic store expansion.
RBI Governor Sanjay Malhotra states credit growth at 1x GDP is sustainable, warns against 2x expansion seen pre-2012 that hurt asset quality. Bank credit grew 11.3% YoY to ₹198 tn.
The Reserve Bank of India has ordered banks to submit credit information reports weekly, a major shift from fortnightly updates. Learn how this impacts your credit score and loan approvals.
A practical guide for senior citizens in India to select the right credit card. Learn 6 crucial factors, from low fees to fraud protection, and understand the risks involved.
RBI cuts repo rate to 5.25%, pushing home loan rates towards 7.1%. EMI on Rs 1 crore loan could fall by Rs 1,440/month. Discover how this impacts borrowers and lenders.
India's Q2 GDP growth at 8.2% and robust credit offtake challenge calls for rate cuts. Expert analysis on why RBI should maintain current policy stance. Read more.
Despite the rapid growth of quick commerce, Hyderabad's traditional fruit and vegetable retailers are holding strong. Discover why sensory experience and trust are key factors keeping customers loyal to local vendors.
Regulus Retail Forex launches in India, offering institutional-grade liquidity and FSC-regulated operations for retail traders. Discover a new era of secure forex trading.
The Consumer Affairs Department mandates Retail Sale Price on all pan masala packs from February 1, 2026, boosting transparency and aiding GST levy. Know the new rules.
Fraudsters are posing as bank officials to trick credit card users into sharing OTP & CVV. Learn 5 crucial tips to protect yourself from this rising financial scam in India.
The Indian government's new digital credit assessment model for MSMEs aims to streamline lending, reduce bank delays, and boost financial inclusion. Learn how this initiative works.
Understand the 3 pillars of your credit score - payment history, credit utilisation, and credit mix. Learn how to build a strong score for better loan rates and financial stability in India's credit-driven economy.
Directly paying one credit card bill with another is banned in India. Discover the two legitimate, yet cautious, methods like balance transfers that banks allow for debt management.
Punjab National Bank MD Ashok Chandra projects strong Indian economic growth for coming quarters, driven by GST reforms and robust credit demand in retail, MSME, and housing sectors.
Borrower frustration over credit scores & data accuracy explodes. Complaints against Credit Information Companies surge nearly 400% as per India's financial ombudsman report. Dive into the data.
India's economy grew at a stellar 8.4% in Q3 FY24, the fastest in six quarters. The government revised its full-year growth estimate upward to 7.6%. Discover the key drivers and what this means for Asia's third-largest economy.
SBI report predicts a rebound in India's bank credit growth as IPO liquidity is spent and corporate working capital demand rises. Read the full analysis.
Your credit score is key to securing better credit card terms in India. Learn how a score above 750 can unlock lower interest rates, higher limits, and premium benefits.
Gold loans in India skyrocket 128.5% to Rs 3.38 lakh crore, becoming a major force in personal lending. Discover the trends reshaping retail credit and what it means for you.
Swedish furniture giant Ikea announces aggressive India expansion with 4-5 new stores yearly. CEO Patrik Antoni reveals strategies behind growth in competitive home furnishing market.
Telangana will unveil its alternative credit scoring mechanism through TIB at the Telangana Rising Global Summit on December 8-9, 2025, boosting financial inclusion.
RBI announces weekly credit score updates starting April 2026. Faster updates mean better loan terms and quicker approvals for borrowers. Learn how this impacts your financial journey.
Rising credit card fraud in India demands swift action. Learn the 5 crucial steps to report unauthorized transactions and secure your finances under RBI's zero liability policy.
US retail sales grew slower than expected in September at 0.2% as consumers faced persistent high prices. Producer prices rose 0.3%, driven by energy and food costs. Read the full analysis.
India's retail credit momentum remains robust with gold loans growing 35.8% YoY and large-ticket personal loans dominating. PSU banks gain market share as festive season boosts lending.
Crisil Ratings forecasts 18% growth for NBFCs despite selective lending. Assets to hit ₹50 lakh crore by FY27. Learn how different loan segments are performing.
Discover how IndiGo SBI Card ELITE helps frequent flyers earn free flights, lounge access & rewards. Learn about fees, benefits & if it's right for you. Start saving today!