Category : Search result: retail credit India


RBI Comfortable with Credit Growth Aligned to GDP

RBI Governor Sanjay Malhotra states credit growth at 1x GDP is sustainable, warns against 2x expansion seen pre-2012 that hurt asset quality. Bank credit grew 11.3% YoY to ₹198 tn.

Private Credit AIFs: India's Steady Return Haven

As global markets swing, investors seek stable, risk-adjusted returns. Discover how India's private credit AIFs, now a $20.6 billion market, provide a resilient alternative linked to the real economy.

Global Retailers Scramble for India's Shoppers

From Lush to Lululemon, global fashion and personal-care brands are accelerating their India entry, driven by rising affluence and cooling demand elsewhere. Discover the key drivers reshaping India's $1.9 trillion retail market.

How Payment History, Credit Utilisation Shape Your Score

Understand the 3 pillars of your credit score - payment history, credit utilisation, and credit mix. Learn how to build a strong score for better loan rates and financial stability in India's credit-driven economy.

Credit Info Company Complaints Quadruple in 3 Years

Borrower frustration over credit scores & data accuracy explodes. Complaints against Credit Information Companies surge nearly 400% as per India's financial ombudsman report. Dive into the data.

Ikea Plans 4-5 New Indian Stores Annually

Swedish furniture giant Ikea announces aggressive India expansion with 4-5 new stores yearly. CEO Patrik Antoni reveals strategies behind growth in competitive home furnishing market.

US Retail Sales Growth Slows to 0.2% in September

US retail sales grew slower than expected in September at 0.2% as consumers faced persistent high prices. Producer prices rose 0.3%, driven by energy and food costs. Read the full analysis.

India's Retail Credit Growth Strong in Q2 FY26

India's retail credit momentum remains robust with gold loans growing 35.8% YoY and large-ticket personal loans dominating. PSU banks gain market share as festive season boosts lending.

How Personal Loans Impact Your Credit Score

Applying for a personal loan causes a temporary credit score dip due to hard checks. Learn how disciplined EMI payments can actually improve your long-term credit health.

Securing a Car Loan with a Low Credit Score

Struggling with a low credit score? Learn how to secure a car loan in India. Discover strategies involving income proof, down payments, and co-applicants to boost your approval chances.

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