Category : Search result: personal loan mistakes


TN Govt Removes Collateral for Loans Under ₹4 Lakh

Tamil Nadu's new money lending rules remove collateral for loans under ₹4 lakh and up to ₹10 lakh for SHGs, aiming to empower low-income groups and women entrepreneurs. Discover how this policy change fosters financial inclusion.

SBI Mortgage Loans Cross Rs 9 Lakh Crore Milestone

State Bank of India's mortgage loan portfolio surpasses Rs 9 lakh crore. Driven by strong retail, agriculture, and MSME growth, SBI raises its FY26 credit growth guidance to 14%. Read more for details on the bank's strategy.

Finance Terms That Confuse Investors: A Guide

Words like 'expensive' stocks and 'liquid' funds mislead investors. Value Research CEO Dhirendra Kumar explains the jargon trap and how to see through it for smarter investing.

How to Use Personal Loans to Bounce Back from Setbacks

Financial setbacks can derail plans. Learn how personal loans, with rates from 9.99%, offer a pragmatic solution for emergencies, business restarts, and debt consolidation. Use them wisely to rebuild stability.

How Payment History, Credit Utilisation Shape Your Score

Understand the 3 pillars of your credit score - payment history, credit utilisation, and credit mix. Learn how to build a strong score for better loan rates and financial stability in India's credit-driven economy.

Major US Student Loan Reforms Start in Weeks

US student loan system faces biggest overhaul in decades. IBR expands, SAVE ends, and forgiven debt becomes taxable from 2026. Key dates and impacts for millions of borrowers explained.

ED Raids Pune in SBI Car Loan Fraud Case

Enforcement Directorate conducts searches across Pune in vehicle loan fraud involving luxury cars. Former SBI manager accused of processing fake loans using forged documents. Read the full investigation details.

Gold Loans: Fastest Funding Option in India

Discover why gold loans are becoming India's preferred quick funding solution. Learn about benefits, interest rates, and how to leverage your gold assets effectively.

Avoid These Coffee Maker Buying Mistakes in India

Discover the 5 biggest mistakes Indians make when buying their first coffee maker. Learn how to choose the perfect machine for your taste and lifestyle. Make the right choice today!

Home Loan Rates Low: 10 Essential Tips to Remember

With RBI maintaining repo rate at 5.5%, home loans become attractive. Learn 10 crucial factors including credit score impact, tenure selection, and EMI management for informed borrowing decisions.

SIB Power CONSOL: Single EMI for Multiple Loans

South Indian Bank launches SIB Power CONSOL, a property-backed loan consolidating multiple debts into one EMI. Borrow up to ₹3 crore with 15-year repayment and zero processing fee.

WhatsApp Permanent Ban: 5 Mistakes to Avoid

Discover the 5 common WhatsApp mistakes that trigger permanent bans instantly. Learn how to protect your account from sudden lockouts and maintain uninterrupted communication.

DTI Ratio: Key to Loan Approval in India

Discover why debt-to-income ratio has become crucial for personal loan approval in India. Learn how to improve your DTI and secure better loan terms with our comprehensive guide.

4 Breakfast Mistakes That Harm Your Health

Avoid these 4 common breakfast mistakes to boost metabolism and prevent health issues like diabetes. Learn the right time and way to eat your first meal.

How Personal Loans Impact Your Credit Score

Applying for a personal loan causes a temporary credit score dip due to hard checks. Learn how disciplined EMI payments can actually improve your long-term credit health.

5 Common First Date Mistakes to Avoid

Discover the 5 common mistakes people make on first dates without realizing it, from oversharing to phone addiction. Learn what to do instead for a natural, comfortable connection.

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