Category : Search result: loan repayment strategy


TN Govt Removes Collateral for Loans Under ₹4 Lakh

Tamil Nadu's new money lending rules remove collateral for loans under ₹4 lakh and up to ₹10 lakh for SHGs, aiming to empower low-income groups and women entrepreneurs. Discover how this policy change fosters financial inclusion.

SBI Mortgage Loans Cross Rs 9 Lakh Crore Milestone

State Bank of India's mortgage loan portfolio surpasses Rs 9 lakh crore. Driven by strong retail, agriculture, and MSME growth, SBI raises its FY26 credit growth guidance to 14%. Read more for details on the bank's strategy.

BoB Study: Just 25% of IPO Funds Go to Capex

A Bank of Baroda report reveals only 26% of fresh IPO equity is for capital expenditure, with most funds used for debt repayment and other purposes. Discover the key trends shaping India's booming IPO market.

Major US Student Loan Reforms Start in Weeks

US student loan system faces biggest overhaul in decades. IBR expands, SAVE ends, and forgiven debt becomes taxable from 2026. Key dates and impacts for millions of borrowers explained.

ED Raids Pune in SBI Car Loan Fraud Case

Enforcement Directorate conducts searches across Pune in vehicle loan fraud involving luxury cars. Former SBI manager accused of processing fake loans using forged documents. Read the full investigation details.

Gold Loans: Fastest Funding Option in India

Discover why gold loans are becoming India's preferred quick funding solution. Learn about benefits, interest rates, and how to leverage your gold assets effectively.

Home Loan Rates Low: 10 Essential Tips to Remember

With RBI maintaining repo rate at 5.5%, home loans become attractive. Learn 10 crucial factors including credit score impact, tenure selection, and EMI management for informed borrowing decisions.

SIB Power CONSOL: Single EMI for Multiple Loans

South Indian Bank launches SIB Power CONSOL, a property-backed loan consolidating multiple debts into one EMI. Borrow up to ₹3 crore with 15-year repayment and zero processing fee.

DTI Ratio: Key to Loan Approval in India

Discover why debt-to-income ratio has become crucial for personal loan approval in India. Learn how to improve your DTI and secure better loan terms with our comprehensive guide.

How Personal Loans Impact Your Credit Score

Applying for a personal loan causes a temporary credit score dip due to hard checks. Learn how disciplined EMI payments can actually improve your long-term credit health.

Walmart's People Strategy: Harvard Case Study Success

Discover how Walmart's $2.7 billion investment in employees transformed the retail giant from corporate villain to Harvard Business School success story. Learn the strategy behind their 420% stock growth.

Cancel Your Personal Loan: A Step-by-Step Guide

Changed your mind about a personal loan? Learn how to cancel it during the cooling-off period, understand the process, charges, and impact on your credit score. Act now to protect your finances!

Page 1 of 4