Personal Loan Cooling-Off Period & Cancellation Charges
Need to cancel a personal loan? Learn about the cooling-off period for ICICI, HDFC, Kotak Bank & other lenders. Know the charges and steps to avoid penalties.
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Personal Loan After Death: Bank's Recovery Process Explained
Uncertain what happens to a personal loan if the borrower dies in India? This guide explains bank recovery from insurance, co-applicants, or estate. Protect your family today.
US to Restart Wage Garnishment for Student Loans
The Trump administration will resume aggressive collection on defaulted federal student loans, including wage garnishment, starting January 2024, ending pandemic-era protections. Millions of borrowers are affected.
Man shot in leg over loan dispute in Batala
A man from Amritsar was shot in the leg after confronting a friend in Batala to demand repayment of a Rs 5 lakh loan from 2003. Police have registered a case. Read the full details of the violent argument.
LIC Housing Finance slashes home loan interest rates
LIC Housing Finance reduces home loan rates, starting at 7.15% for high CIBIL scores. New rates reward creditworthy borrowers and make home financing more affordable. Details inside.
How to Handle Personal Loan Defaults Safely
Missed a personal loan EMI? Don't panic. Learn practical steps like loan restructuring and negotiation to avoid legal action and protect your credit score. Act now!
Garhwa: FIR Threat for 280 Loan Defaulters Under State Scheme
Garhwa district issues final notice to 280 loan defaulters under Mukhyamantri Rozgar Srijan Yojana. FIRs will be filed if dues are not cleared by December 31. Details inside.
US to Restart Wage Garnishment for Student Loans
The Trump administration will restart wage garnishment for defaulted federal student loans from January 7, 2025, ending the pandemic-era pause. Millions remain in default.
Why Every Car Buyer Must Use a Car Loan EMI Calculator
Using a car loan EMI calculator is crucial for Indian buyers. It helps plan budgets, compare loan offers, and avoid financial strain. Learn how this tool ensures a smarter car purchase.
Russia Mocks EU Over €90 BN Ukraine Loan
Russia ridicules EU's €90 billion loan to Ukraine, calling it a blow to 'warmongers'. As EU unity frays, can money change the war's course? Read the fiery details.
SBI Home Loans to Hit ₹10 Lakh Crore Milestone
State Bank of India's home loan portfolio, its largest business unit, is on track to exceed ₹10 lakh crore next year, driven by strong demand and low NPAs. Discover the growth story.
Loan App Fraud Losses Jump 221% in Telangana
Telangana's illegal loan app crisis worsens as victims lose Rs 92.12 crore in 2025. Cyber Security Bureau warns of digital threats targeting youth and low-income groups. Read more.
Harish Rao mortgages house for student's education loan
Senior BRS leader T Harish Rao mortgaged his own house to secure a ₹20 lakh bank loan for a tailor's daughter pursuing Ophthalmology. Read this inspiring story of political philanthropy.
Lejit AI App Makes Legal Assistance Accessible for All
Lejit AI launches a mobile app to provide affordable, AI-powered legal assistance to common people in India. Discover how it simplifies legal processes and empowers citizens.
What Influences Your Personal Loan EMI? 5 Key Factors
Understand the five crucial factors that determine your personal loan EMI, from credit score to tenure. Plan your borrowing wisely to manage your monthly budget effectively. Learn more.
6 Factors for Fast Personal Loan Approval
Learn the six crucial factors that can significantly improve your chances of quick personal loan approval from banks. Tips on credit score, DTI ratio, and avoiding common mistakes.
Rate Cut Windfall: EMI vs Tenure on Home Loan
A 0.25% home loan rate cut can save you lakhs. Discover the smart choice between reducing EMI or loan tenure to maximize your savings. Act now!
How Gold Loans Fuel Women-Led Businesses in Small Towns
Women entrepreneurs in semi-urban India are using gold loans to overcome credit barriers. Discover how this practical financing solution is driving business growth and financial independence.
How to Check if a Used Car Has a Loan Before Buying
Buying a used car? Avoid legal and financial risks. Learn 5 simple ways to check if the vehicle is under an unpaid loan before you finalize the deal. Essential guide for smart buyers.
NUSRL Ranchi starts legal training for new advocates
National University of Study and Research in Law, Ranchi, announced a Continuous Legal Education programme for advocates with under 5 years experience and an undertrial prisoners project. Read more.
Mangaluru ADC Orders Banks to Stop Delaying Govt Loans
Mangaluru Additional DC Raju K instructs banks to expedite loans under govt schemes, addresses scholarship delays & atrocity case compensation. Key decisions from district meeting.
Use an Instant Personal Loan to Achieve Your 2025 Goals
Planning a new year refresh? Discover how IDFC FIRST Bank's FIRSTmoney instant personal loan with rates from 9.99% p.a. can fund your travel, home renovation, or skill-building plans. Apply online in minutes!
US Student Loan Borrowers Overpay, Unaware of Relief
Many US student loan borrowers pay more than needed due to lack of awareness about federal relief programs like IDR and PSLF. Learn how to reduce payments or get debt forgiven.
Fairaigle Legal: A Brand Built on Care, Clarity, and Rigor
Discover how Fairaigle Legal Consultancy LLP is redefining legal services in India with a unique blend of empathy, transparency, and formidable courtroom expertise. Learn about their journey and client-centric approach.
Bank Minimum Income for Personal Loans: HDFC, SBI, Axis
Learn the crucial minimum income requirements for personal loans from top banks like HDFC, SBI, Axis, and Kotak. Discover how your salary and DTI ratio impact approval chances.
Family-run fake loan call centre busted in Delhi
Delhi Police uncovers a fake call centre in Sangam Vihar run by a family, cheating people with instant online loan promises. Learn how the scam worked and how to stay safe.
Loan Against Credit Card: Features, Eligibility & Tips
Considering a loan against your credit card? This guide explains its features, eligibility criteria, interest rates, and crucial factors to consider before applying. Make an informed financial decision.
How Lenders Calculate Personal Loan EMI: Key Factors Explained
Understand the crucial factors behind your personal loan EMI calculation. Learn about interest rates, tenure, and formulas to make an informed borrowing decision and manage your finances better.
Education Loan NPAs Fall to 2% in Public Sector Banks
Gross NPAs in education loans from public sector banks have significantly reduced to 2%, as per the Finance Ministry. Discover the key factors behind this improvement and its impact on students.
TN Govt Removes Collateral for Loans Under ₹4 Lakh
Tamil Nadu's new money lending rules remove collateral for loans under ₹4 lakh and up to ₹10 lakh for SHGs, aiming to empower low-income groups and women entrepreneurs. Discover how this policy change fosters financial inclusion.
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