RBI rate cut impact on affordable housing: A reality check
RBI's 125 bps rate cut in 2025 lowers home loan EMIs, but high costs and weak borrower affordability keep developers away from affordable housing. Will supply respond?
Category : Search result: housing loan process
TN Govt Removes Collateral for Loans Under ₹4 Lakh
Tamil Nadu's new money lending rules remove collateral for loans under ₹4 lakh and up to ₹10 lakh for SHGs, aiming to empower low-income groups and women entrepreneurs. Discover how this policy change fosters financial inclusion.
SBI Mortgage Loans Cross Rs 9 Lakh Crore Milestone
State Bank of India's mortgage loan portfolio surpasses Rs 9 lakh crore. Driven by strong retail, agriculture, and MSME growth, SBI raises its FY26 credit growth guidance to 14%. Read more for details on the bank's strategy.
PNB Cuts Lending Rate to 8.10% After RBI Repo Rate Cut
Punjab National Bank slashes its Repo Linked Lending Rate (RLLR) by 25 basis points to 8.10%. Find out how this impacts your home loan EMIs and the broader banking sector.
Mumbai Societies Build Towers Without Developers
Pearl Queen in Santacruz leads Mumbai's self-redevelopment wave. Societies become promoters, bypass builders for bigger homes & profits. Discover the success stories.
Noida STF busts Rs 100 crore fake loan scam, 8 held
Noida STF arrests 8 for Rs 100 crore bank loan fraud using fake IDs & shell companies. Gang colluded with builders & bank staff. Over 220 accounts frozen.
How Personal Loan Apps Offer Fast Funding in Emergencies
Facing a sudden expense? Discover how personal loan apps provide instant funds, a 100% digital process, and flexible repayment. Learn the 7 major benefits for Indian borrowers.
Get a Personal Loan Without Salary Slips: A Guide
Learn how to secure a personal loan in India without salary slips. Discover alternative income proofs, tips to boost credibility, and flexible lender options for manageable EMIs.
Bronx Affordable Housing Project Files Chapter 11 Bankruptcy
Dynamic Star LLC, owner of Bronx's Fordham Landing, files Chapter 11 to halt foreclosure. $55M state funding for 900 affordable units now under review. Read the latest on this major NYC housing development.
OSHB, BDA Allot 1,600+ Plots in Bhubaneswar
Odisha's housing bodies have allotted over 1,600 plots and houses in Bhubaneswar. Details on schemes like Satyasai Enclave, Ekamra Residency, and future projects revealed in the assembly. Read more.
Bengaluru bachelors fined Rs 5000 for overnight guests
A Bengaluru housing society fined tenants Rs 5,000 after two women stayed overnight. The rule targets only bachelors, sparking a viral debate on privacy and discrimination. Read more.
LDA Proposes 5% Extra Housing Discount for Soldiers
Lucknow Development Authority to offer an additional 5% discount on flats to armed forces personnel with gallantry awards. Proposal up for approval on Dec 5. Read more.
Credit Score Below 700: Impact on Loan Approval & Interest
A credit score below 700 can hinder your personal loan approval and lead to higher interest rates. Learn the key ranges, risks, and how to improve your score before applying.
Bajaj Finserv Doctor Loan: Up to Rs 80 Lakh for Clinic Growth
Indian doctors can now access loans up to Rs 80 lakh from Bajaj Finserv to upgrade clinics, buy equipment & expand services. Quick processing & flexible repayment. Learn more.
Bajaj Housing Finance shares fall 9% after major stake sale
Shares of Bajaj Housing Finance tumbled over 9% after a massive block deal worth ₹1,890 crore. The move follows Bajaj Finance Ltd.'s plan to sell a stake. Read for key details and market impact.
Major US Student Loan Reforms Start in Weeks
US student loan system faces biggest overhaul in decades. IBR expands, SAVE ends, and forgiven debt becomes taxable from 2026. Key dates and impacts for millions of borrowers explained.
DDA's 25% Discount on Flats: December Booking Open
Delhi Development Authority announces a huge 25% discount on flats. Bookings open from December 1. Grab this limited-time offer for affordable housing in Delhi.
Tier II Housing Sales Value Up 4% Despite Volume Decline
India's 15 major Tier II cities saw housing sales value increase 4% to ₹37,409 crore in Q3 2025, while volumes dropped 4%. Gujarat cities dominate with 60% market share. Experts call it strategic pause, not slowdown.
US Student Loan Tax Changes: Key Steps Before 2025
US student loan borrowers face new tax rules as federal forgiveness policies shift. Learn how to prepare for potential IRS bills and protect your refunds with expert guidance.
ED Raids Pune in SBI Car Loan Fraud Case
Enforcement Directorate conducts searches across Pune in vehicle loan fraud involving luxury cars. Former SBI manager accused of processing fake loans using forged documents. Read the full investigation details.
LDA Atal Nagar Housing: Last 3 Days for Registration
Hurry! LDA Atal Nagar Housing Scheme registration booklet available until Nov 30. Only 2,496 flats available with prices starting from ₹9.82 lakh. Complete your registration by Dec 2.
674 Families Get PMAY Housing Approval in Amritsar
Municipal Corporation Amritsar distributes housing approval letters to 674 families under PMAY scheme. Beneficiaries to receive financial assistance for home construction.
DDA Karamyogi Aojana: 3,656 Flats for Govt Staff
Delhi Development Authority launches Karamyogi Awas Yojana offering 3,656 HIG, MIG & EWS flats exclusively for government employees in Narela. Registration starts mid-December with 25% rebate.
RBI Allows Lower Home Loan Rates with Better Credit Score
RBI's new 2025 directions let borrowers request lower interest rates when credit scores improve. Learn how to save thousands on home loans and become debt-free faster.
Gold Loans: Fastest Funding Option in India
Discover why gold loans are becoming India's preferred quick funding solution. Learn about benefits, interest rates, and how to leverage your gold assets effectively.
DDA Housing Scheme for Govt Staff with 25% Discount
Delhi Development Authority launches Karmayogi Awaas Yojana offering 25% discount on ready-to-move-in flats in Narela for government employees across HIG, MIG, EWS categories.
Ironwood Names Balaji Raghavan for Affordable Housing
Ironwood appoints Balaji Raghavan to lead affordable housing portfolio, strengthening their commitment to accessible real estate development across India.
Kashmiri Muslim Denied Rental Housing in Delhi After 13 Years
Maria Bilal, a communications professional living in Delhi for 13 years, faced housing discrimination upon return from sabbatical. Brokers repeatedly told her owners refuse Kashmiri Muslim tenants. Read her shocking story.
Luxury Housing Prices Jump 40% in Indian Metros
Luxury home prices in India's top 7 cities rose 40% since 2022, outpacing affordable housing growth. Delhi-NCR leads with 72% appreciation. Explore market trends and data.
Home Loan Rates Low: 10 Essential Tips to Remember
With RBI maintaining repo rate at 5.5%, home loans become attractive. Learn 10 crucial factors including credit score impact, tenure selection, and EMI management for informed borrowing decisions.
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