Bank Credit Growth to Stay Above GDP, Report Says
Credit growth in India is projected to remain 1.3x faster than GDP, with banks and NBFCs as key drivers. Learn how this impacts the broader economy and key sectors.
Category : Search result: credit to GDP ratio
Loan Against Credit Card: Features, Eligibility & Tips
Considering a loan against your credit card? This guide explains its features, eligibility criteria, interest rates, and crucial factors to consider before applying. Make an informed financial decision.
Festive Demand & GST Rationalisation Lift Retail Credit: Report
Retail credit in India surged in Q3 FY25, driven by festive spending and optimism around GST rationalisation. Discover the key growth sectors and economic outlook.
India's GDP Glow vs. Ground Reality
India's impressive GDP numbers face scrutiny. Experts warn they may be overstated, creating an illusion of growth. Dive into the structural concerns behind the headline figures.
RBI Comfortable with Credit Growth Aligned to GDP
RBI Governor Sanjay Malhotra states credit growth at 1x GDP is sustainable, warns against 2x expansion seen pre-2012 that hurt asset quality. Bank credit grew 11.3% YoY to ₹198 tn.
RBI Shifts Credit Reporting from Fortnightly to Weekly
The Reserve Bank of India has ordered banks to submit credit information reports weekly, a major shift from fortnightly updates. Learn how this impacts your credit score and loan approvals.
Guide: Best Credit Cards for Senior Citizens in India
A practical guide for senior citizens in India to select the right credit card. Learn 6 crucial factors, from low fees to fraud protection, and understand the risks involved.
RBI Raises India's 2025-26 GDP Forecast to 7.3%
The Reserve Bank of India has revised its GDP growth projection for 2025-26 upwards to 7.3%, signaling robust economic confidence. Discover the key drivers behind this optimistic outlook.
RBI Raises GDP Growth Projection to 7.3% for FY26
The Reserve Bank of India has revised its GDP growth forecast for the current fiscal year upwards to 7.3%, signaling strong economic momentum. Get the latest details and analysis here.
Strong GDP Growth Questions Need for RBI Rate Cuts
India's Q2 GDP growth at 8.2% and robust credit offtake challenge calls for rate cuts. Expert analysis on why RBI should maintain current policy stance. Read more.
Fitch Upgrades India's GDP Growth Projection to 7.4%
Fitch Ratings revises India's GDP growth forecast upward to 7.4% for FY25, citing strong domestic demand and GST reforms. Discover the key drivers behind this optimistic outlook.
Beware! Fake Bank Calls for Credit Limit Increase Are Scams
Fraudsters are posing as bank officials to trick credit card users into sharing OTP & CVV. Learn 5 crucial tips to protect yourself from this rising financial scam in India.
New Govt Credit Model to Boost Digital Lending for MSMEs
The Indian government's new digital credit assessment model for MSMEs aims to streamline lending, reduce bank delays, and boost financial inclusion. Learn how this initiative works.
IMF 'C' Rating Questions India's GDP Data Quality
The IMF's 'C' rating highlights long-standing issues with India's GDP data, including an outdated base year and deflator problems, casting doubt on the impressive 8.2% Q2 growth figure. Experts call for urgent statistical reforms.
How Payment History, Credit Utilisation Shape Your Score
Understand the 3 pillars of your credit score - payment history, credit utilisation, and credit mix. Learn how to build a strong score for better loan rates and financial stability in India's credit-driven economy.
Paying Credit Card with Another Card: Legal Ways Explained
Directly paying one credit card bill with another is banned in India. Discover the two legitimate, yet cautious, methods like balance transfers that banks allow for debt management.
PNB CEO: Indian Economy to Show Robust Growth, Boosting Credit
Punjab National Bank MD Ashok Chandra projects strong Indian economic growth for coming quarters, driven by GST reforms and robust credit demand in retail, MSME, and housing sectors.
Credit Info Company Complaints Quadruple in 3 Years
Borrower frustration over credit scores & data accuracy explodes. Complaints against Credit Information Companies surge nearly 400% as per India's financial ombudsman report. Dive into the data.
India-Pakistan GDP Gap Could Mirror Korea Night Photo
Economist Noah Smith's viral tweet predicts a stark economic divergence between India and Pakistan, visible from space. We analyze the GDP numbers and growth trajectories shaping this potential future.
India's 8.2% GDP Growth Surprises, Data Quality in Focus
India's economy grew 8.2% in July-September, beating forecasts. Economists cite data gaps in services tracking and GST cuts for the surprise, while flagging concerns over slowing nominal growth.
India's Q3 GDP Growth Hits 8.4%, FY24 Forecast Raised
India's economy grew at a stellar 8.4% in Q3 FY24, the fastest in six quarters. The government revised its full-year growth estimate upward to 7.6%. Discover the key drivers and what this means for Asia's third-largest economy.
Credit Score Impact: Get Lower Interest Rates on Cards
Your credit score is key to securing better credit card terms in India. Learn how a score above 750 can unlock lower interest rates, higher limits, and premium benefits.
India's Economy: 8.2% Growth with Fiscal Strain
India's Q2 GDP grows at 8.2% while nominal GDP shrinks, creating fiscal challenges. Manufacturing surges 9% but budget targets face pressure. Expert analysis on economic outlook.
India's GDP Growth Hits 8.4% in Q3, Fastest in World
India's economy grows at remarkable 8.4% in Q3 2023-24, maintaining world's fastest-growing major economy status. Manufacturing and construction sectors lead unprecedented expansion.
IMF keeps C-grade for India's GDP data, seeks improvements
IMF maintains C-rating for India's national accounts while government prepares new GDP series for 2026. Learn what this means for India's economic data credibility and upcoming changes.
Indian Economy to Hit $4 Trillion with 7% Growth
India's economy is projected to grow at 7% or higher this fiscal year, crossing the $4 trillion milestone. CEA Nageswaran cites strong GDP performance and sectoral momentum.
Gold Loans Jump 128.5%, Driving Retail Credit Boom
Gold loans in India skyrocket 128.5% to Rs 3.38 lakh crore, becoming a major force in personal lending. Discover the trends reshaping retail credit and what it means for you.
IMF keeps 'C' grade for India's GDP data before revision
IMF maintains 'C' grade for India's GDP data, citing methodological issues. India plans major data overhaul with new 2022-23 base year series in February 2026. Read more.
India's Economy Grows 8.2% in Q2, Jaishankar Hails Trajectory
India's economy surges with 8.2% GDP growth in Q2 2024. EAM Jaishankar highlights strengthening growth trajectory and global recognition of India's economic reforms.
India's FY25 GDP growth seen at 7% or more
India's economy projected to grow 7% or higher this fiscal year, upgraded from earlier estimates. Strong 8% H1 growth and structural reforms drive optimistic outlook.
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