RBI Comfortable with Credit Growth Aligned to GDP
RBI Governor Sanjay Malhotra states credit growth at 1x GDP is sustainable, warns against 2x expansion seen pre-2012 that hurt asset quality. Bank credit grew 11.3% YoY to ₹198 tn.
RBI Governor Sanjay Malhotra states credit growth at 1x GDP is sustainable, warns against 2x expansion seen pre-2012 that hurt asset quality. Bank credit grew 11.3% YoY to ₹198 tn.
The Reserve Bank of India has ordered banks to submit credit information reports weekly, a major shift from fortnightly updates. Learn how this impacts your credit score and loan approvals.
A practical guide for senior citizens in India to select the right credit card. Learn 6 crucial factors, from low fees to fraud protection, and understand the risks involved.
India's Q2 GDP growth at 8.2% and robust credit offtake challenge calls for rate cuts. Expert analysis on why RBI should maintain current policy stance. Read more.
Fraudsters are posing as bank officials to trick credit card users into sharing OTP & CVV. Learn 5 crucial tips to protect yourself from this rising financial scam in India.
The Indian government's new digital credit assessment model for MSMEs aims to streamline lending, reduce bank delays, and boost financial inclusion. Learn how this initiative works.
Understand the 3 pillars of your credit score - payment history, credit utilisation, and credit mix. Learn how to build a strong score for better loan rates and financial stability in India's credit-driven economy.
Directly paying one credit card bill with another is banned in India. Discover the two legitimate, yet cautious, methods like balance transfers that banks allow for debt management.
Punjab National Bank MD Ashok Chandra projects strong Indian economic growth for coming quarters, driven by GST reforms and robust credit demand in retail, MSME, and housing sectors.
Borrower frustration over credit scores & data accuracy explodes. Complaints against Credit Information Companies surge nearly 400% as per India's financial ombudsman report. Dive into the data.
A 25-year-old worker died after falling during repair work at a Ranchi hotel. Police cite broken support rod. Family demands compensation. Details inside.
Your credit score is key to securing better credit card terms in India. Learn how a score above 750 can unlock lower interest rates, higher limits, and premium benefits.
Noida Authority steps in to rebuild the battered 5.5km Bhangel road after UPSBCL refuses work over Rs 150 crore dues. Relief finally in sight for thousands of commuters.
Head constable assaults showroom staff in Bhopal over brake lever repair dispute. CCTV shows police inaction during attack. Viral videos spark outrage. Full details inside.
Himachal Pradesh High Court directs state to limit vehicle passes on Shimla's sealed roads, protecting pedestrian charm. Court also orders urgent repair of dangerous retaining wall. Read full details.
Kolkata faces water supply issues as civic authorities repair breached 1200mm pipeline under Ballygunge Circular Road. Traffic disruptions and infrastructure damage reported. Read full details.
Gujarat CM Bhupendra Patel sanctions Rs 9.12 crore for new steel bridge construction and Gambhira bridge repairs over Mahi river, providing relief to commuters after July tragedy.
Orissa High Court mandates Cuttack Municipal Corporation to file affidavits detailing road conditions and expenditure on minor works. Get the latest updates on the city's infrastructure overhaul.
Gold loans in India skyrocket 128.5% to Rs 3.38 lakh crore, becoming a major force in personal lending. Discover the trends reshaping retail credit and what it means for you.
Telangana will unveil its alternative credit scoring mechanism through TIB at the Telangana Rising Global Summit on December 8-9, 2025, boosting financial inclusion.
Is your refrigerator making loud pops and clicks at night? Discover the normal thermal expansion reasons and learn which sounds indicate a real problem that needs a technician.
RBI announces weekly credit score updates starting April 2026. Faster updates mean better loan terms and quicker approvals for borrowers. Learn how this impacts your financial journey.
Rising credit card fraud in India demands swift action. Learn the 5 crucial steps to report unauthorized transactions and secure your finances under RBI's zero liability policy.
With rising appliance costs, learn 5 easy habits to extend your refrigerator's lifespan, cut electricity bills, and prevent costly repairs. Start saving today!
Don't throw away your broken gas lighter! Learn 7 simple DIY repair methods to fix common issues like weak spark, moisture, and carbon buildup. Save money with these easy home solutions.
Discover how Google Nano Banana Pro uses AI to restore old photos naturally. Learn expert prompts for perfect restoration while preserving vintage charm. Start saving memories today!
Discover how IndiGo SBI Card ELITE helps frequent flyers earn free flights, lounge access & rewards. Learn about fees, benefits & if it's right for you. Start saving today!
Applying for a personal loan causes a temporary credit score dip due to hard checks. Learn how disciplined EMI payments can actually improve your long-term credit health.
Struggling with a low credit score? Learn how to secure a car loan in India. Discover strategies involving income proof, down payments, and co-applicants to boost your approval chances.
RBI raises alarm over widening credit-deposit gap in Indian banking. Expert analysis on why this ratio needs urgent attention and potential solutions.