Category : Search result: credit health


RBI Comfortable with Credit Growth Aligned to GDP

RBI Governor Sanjay Malhotra states credit growth at 1x GDP is sustainable, warns against 2x expansion seen pre-2012 that hurt asset quality. Bank credit grew 11.3% YoY to ₹198 tn.

How Payment History, Credit Utilisation Shape Your Score

Understand the 3 pillars of your credit score - payment history, credit utilisation, and credit mix. Learn how to build a strong score for better loan rates and financial stability in India's credit-driven economy.

Credit Info Company Complaints Quadruple in 3 Years

Borrower frustration over credit scores & data accuracy explodes. Complaints against Credit Information Companies surge nearly 400% as per India's financial ombudsman report. Dive into the data.

Varanasi Secures 3rd Spot in UP Health Rankings

Varanasi achieves 71% score, ranking 3rd in Uttar Pradesh's health dashboard for October. CMO highlights performance on 16 key health indicators. Discover the top-performing blocks.

How Personal Loans Impact Your Credit Score

Applying for a personal loan causes a temporary credit score dip due to hard checks. Learn how disciplined EMI payments can actually improve your long-term credit health.

Securing a Car Loan with a Low Credit Score

Struggling with a low credit score? Learn how to secure a car loan in India. Discover strategies involving income proof, down payments, and co-applicants to boost your approval chances.

Oracle's $111K CDS Surge Signals AI Credit Risk

Oracle's credit-default swaps triple to $111,000 as investors hedge against AI boom risks. Trading volume hits $5B amid massive AI spending. Explore the market implications.

Top-Up Health Insurance Benefits for Indian Families

Discover how top-up health insurance plans provide enhanced coverage at affordable premiums. Learn about key benefits, cost savings, and why every Indian family should consider this financial protection.

6 Factors That Damage Your Credit Score

Discover the six major reasons why your credit score drops unexpectedly and learn how to maintain a healthy credit profile for better loan eligibility in India.

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