RBI Comfortable with Credit Growth Aligned to GDP
RBI Governor Sanjay Malhotra states credit growth at 1x GDP is sustainable, warns against 2x expansion seen pre-2012 that hurt asset quality. Bank credit grew 11.3% YoY to ₹198 tn.
Category : Search result: credit factors
RBI Shifts Credit Reporting from Fortnightly to Weekly
The Reserve Bank of India has ordered banks to submit credit information reports weekly, a major shift from fortnightly updates. Learn how this impacts your credit score and loan approvals.
Guide: Best Credit Cards for Senior Citizens in India
A practical guide for senior citizens in India to select the right credit card. Learn 6 crucial factors, from low fees to fraud protection, and understand the risks involved.
Strong GDP Growth Questions Need for RBI Rate Cuts
India's Q2 GDP growth at 8.2% and robust credit offtake challenge calls for rate cuts. Expert analysis on why RBI should maintain current policy stance. Read more.
Oral Cancer Risk: 5 Crucial Factors in India
Are you at risk for oral cancer? Learn about the top 5 contributing factors in India, from tobacco use to HPV, and discover essential prevention tips. Act now for better health.
Beware! Fake Bank Calls for Credit Limit Increase Are Scams
Fraudsters are posing as bank officials to trick credit card users into sharing OTP & CVV. Learn 5 crucial tips to protect yourself from this rising financial scam in India.
New Govt Credit Model to Boost Digital Lending for MSMEs
The Indian government's new digital credit assessment model for MSMEs aims to streamline lending, reduce bank delays, and boost financial inclusion. Learn how this initiative works.
How Payment History, Credit Utilisation Shape Your Score
Understand the 3 pillars of your credit score - payment history, credit utilisation, and credit mix. Learn how to build a strong score for better loan rates and financial stability in India's credit-driven economy.
New Dementia Risk Factors: High LDL Cholesterol, Vision Loss
New research identifies high LDL cholesterol in mid-life and untreated vision loss as major, preventable dementia risk factors. Learn the early signs and how to protect your brain health.
Paying Credit Card with Another Card: Legal Ways Explained
Directly paying one credit card bill with another is banned in India. Discover the two legitimate, yet cautious, methods like balance transfers that banks allow for debt management.
PNB CEO: Indian Economy to Show Robust Growth, Boosting Credit
Punjab National Bank MD Ashok Chandra projects strong Indian economic growth for coming quarters, driven by GST reforms and robust credit demand in retail, MSME, and housing sectors.
Credit Info Company Complaints Quadruple in 3 Years
Borrower frustration over credit scores & data accuracy explodes. Complaints against Credit Information Companies surge nearly 400% as per India's financial ombudsman report. Dive into the data.
Credit Score Impact: Get Lower Interest Rates on Cards
Your credit score is key to securing better credit card terms in India. Learn how a score above 750 can unlock lower interest rates, higher limits, and premium benefits.
Genetic Factors Increase Cancer Risk for Indians: TMC Study
Tata Memorial Centre study identifies genetic factors that make Indians, especially from northeast, more vulnerable to oral cancer. Tobacco users develop cancer in just 10 years.
Cancer Risk Myths Debunked: UK Survey Findings
A UK survey reveals widespread cancer risk misconceptions. Learn to separate fact from fiction about cellphones, plastics, and sweeteners for informed health choices.
Genetic Factors Behind Early Oral Cancer in India Found
Tata Memorial Centre research identifies genetic markers explaining why some tobacco users develop oral cancer a decade earlier. Discover the groundbreaking findings and their implications for prevention.
Gold Loans Jump 128.5%, Driving Retail Credit Boom
Gold loans in India skyrocket 128.5% to Rs 3.38 lakh crore, becoming a major force in personal lending. Discover the trends reshaping retail credit and what it means for you.
Young Parkinson's Cases Surge in India: Genetic Link Found
Indian neurologists report alarming rise in Parkinson's patients in their 30s-40s. New genetic research reveals South Asian-specific risk factors. Early detection crucial for treatment.
India 4th in World for Centenarians: 37,988 Over 100
India ranks 4th globally with 37,988 centenarians. Japan leads with 99,763. Discover the lifestyle secrets behind longevity and what India can learn.
Telangana Plans Alternative Credit Scoring System
Telangana will unveil its alternative credit scoring mechanism through TIB at the Telangana Rising Global Summit on December 8-9, 2025, boosting financial inclusion.
RBI Orders Weekly Credit Score Updates from April 2026
RBI announces weekly credit score updates starting April 2026. Faster updates mean better loan terms and quicker approvals for borrowers. Learn how this impacts your financial journey.
5 Essential Steps to Report Credit Card Fraud in India
Rising credit card fraud in India demands swift action. Learn the 5 crucial steps to report unauthorized transactions and secure your finances under RBI's zero liability policy.
IndiGo SBI Card ELITE: Features, Benefits & Free Flights
Discover how IndiGo SBI Card ELITE helps frequent flyers earn free flights, lounge access & rewards. Learn about fees, benefits & if it's right for you. Start saving today!
How Personal Loans Impact Your Credit Score
Applying for a personal loan causes a temporary credit score dip due to hard checks. Learn how disciplined EMI payments can actually improve your long-term credit health.
Securing a Car Loan with a Low Credit Score
Struggling with a low credit score? Learn how to secure a car loan in India. Discover strategies involving income proof, down payments, and co-applicants to boost your approval chances.
RBI Concern: High Credit-Deposit Ratio Needs Rethink
RBI raises alarm over widening credit-deposit gap in Indian banking. Expert analysis on why this ratio needs urgent attention and potential solutions.
Prevent Diabetes in Children: 5 Key Lifestyle Changes
Learn crucial lifestyle interventions to protect children from diabetes in 2025. Expert-backed strategies for parents to implement today for long-term health benefits.
Instant Loan vs Credit Card Loan: Key Differences
Struggling to choose between instant loan and credit card loan? Compare interest rates, processing fees, disbursal speed and credit score impact to make the right decision.
Hard vs Soft Credit Inquiries: Key Differences
Understand how hard and soft credit inquiries impact your credit score, loan eligibility, and interest rates in India. Learn to manage your credit wisely.
5 Premium Credit Cards in India: Benefits & Costs
Explore India's top premium credit cards offering golf access, lounge benefits, concierge services and more. Compare annual fees and exclusive features before applying.
Page 1 of 4