Kolkata man alleges rape threats by loan recovery agents
A Kolkata man lost his job, then faced horrific threats from loan agents. He filed a police complaint after agents threatened his family. Police investigation is ongoing. Read the full story.
Category : Search result: bad loan ratio
Couple moves HC after bank loses pledged gold worth Rs 1.15 crore
A Rajkot couple has moved Gujarat High Court after Indian Bank lost their pledged gold ornaments worth Rs 1.15 crore. The bank allegedly hid the loss for months while charging interest. Read the full story.
Haryana's sex ratio at birth rises to 923 after decade-long campaign
Haryana's sex ratio at birth has reached 923 girls per 1000 boys, nearing the national average. A sustained campaign involving strict law enforcement, inter-state raids, and innovative tracking systems drove this turnaround.
Policybazaar's Online Loan Insurance Saves Up to 72%
Policybazaar introduces a digital loan insurance product, offering a flexible, cost-effective alternative to traditional bank-bundled covers, with potential savings of up to 72%. Explore the new era of loan protection.
How to Reduce Personal Loan Interest Rate After Disbursement
Struggling with high personal loan EMIs? Learn actionable strategies like balance transfers, negotiation, and credit score improvement to effectively lower your interest burden. Start saving today!
Gurgaon man files FIR over fraudulent loan on CIBIL report
A Gurgaon resident discovered an unauthorized loan of Rs 20,000 on his CIBIL report, leading to recovery calls. An FIR for cheating and impersonation has been registered. Learn how to protect your credit score.
Bank Q3 Earnings: Loan Growth Up, Deposits a Concern
Indian banks head into Q3 FY26 earnings with robust credit growth but face pressure from record-high loan-to-deposit ratios and tight liquidity. Key results start Jan 17.
How to Handle Personal Loan EMIs After Losing Your Job
Lost your job? Don't let personal loan EMIs derail your finances. Learn expert steps to restructure payments, protect your credit score, and navigate this crisis effectively. Act now to secure your financial future.
Joint Loans: How They Impact Credit Scores & Approval
Explore how a joint loan application can boost your loan eligibility and credit score, or become a liability. Learn the pros, cons, and responsibilities for co-applicants in India.
CBI case: Ex-bank manager took bribes for e-rickshaw loans
CBI's Shillong branch registers a bribery case against a former Canara Bank chief manager and two others for allegedly taking bribes to sanction loans worth Rs 2.78 crore in Assam. Read the full details.
Maharashtra Farmers Question Loan Waiver Data Collection
Maharashtra farmers raise concerns over the state's data collection for a farm loan waiver policy. Experts question the June 2025 cutoff date and its impact on defaults after the CM's 2026 announcement. Details inside.
Goa Bank Profit Triples as PACS Face Financial Stress
Goa State Cooperative Bank's profit nearly tripled to Rs 14.4 crore in FY25, reveals RBI report. However, loan recovery dipped and grassroots PACS show a mixed financial picture. Read the full analysis.
MBA graduate arrested in Gurgaon's Rs 2.45 crore loan fraud
Gurgaon EOW nabs first accused in a sophisticated fraud where a businessman was duped with promises of a Rs 100 crore loan at 6% interest. Read the full investigation details.
MBA Grad Held in Gurgaon's Rs 2.4 Crore Loan Scam
Gurgaon police arrest an MBA graduate for a Rs 2.4 crore loan fraud. The accused promised a garment exporter a Rs 40 crore loan at low interest. Read the full investigation details.
Gang used fake govt IDs, salary slips to scam banks for loans
Delhi Police arrests three ex-bankers for a multi-crore loan scam using forged government IDs and fake salary accounts. Learn how the elaborate fraud was uncovered after six years.
Vastu: 7 Items That Bring Bad Luck & Negative Energy Home
Is your home decor inviting negativity? According to Vastu Shastra, common items like stopped clocks, cactus plants & war scene pictures attract bad luck. Learn what to avoid for positive energy.
RBI: Indian Banks at Healthiest Point in Over 10 Years
RBI's Financial Stability Report reveals Indian banks are at their strongest in a decade, with bad loans set to fall further. Discover the stress test results and the central bank's outlook for 2026.
Manage Cash Flow with Working Capital Loans for Self-Employed
Struggling with irregular income? Discover how a working capital loan can help self-employed professionals in India manage cash flow gaps, cover expenses, and grow their business. Learn key strategies now.
RBI: Private banks lead bad loan sales to ARCs in FY25
RBI's latest report reveals a sharp rise in banks selling stressed loans to ARCs in FY25, with private banks far outpacing public sector peers. Discover the key trends and strategic shifts in NPA resolution.
Bank Bad Loans Fall to 2.1%, Best in Decades: RBI
RBI reports gross NPA ratio of banks fell to 2.1% by Sept 2025, a multi-decade low. Strong recoveries and upgrades drove 42.8% of the improvement. Read the full analysis.
Lock the Best Home Loan Deal Before 2026 with a Calculator
Learn how a home loan calculator can help you plan your EMI, save on interest, and secure the best housing finance deal before the new year. Act now for smarter financial planning.
300,000+ Student Loan IDR Applications Rejected
US Education Dept rejects 327,955 IDR applications in August, leaving borrowers with higher payments. Experts advise on next steps for affected individuals.
Personal Loan Cooling-Off Period & Cancellation Charges
Need to cancel a personal loan? Learn about the cooling-off period for ICICI, HDFC, Kotak Bank & other lenders. Know the charges and steps to avoid penalties.
Personal Loan After Death: Bank's Recovery Process Explained
Uncertain what happens to a personal loan if the borrower dies in India? This guide explains bank recovery from insurance, co-applicants, or estate. Protect your family today.
US to Restart Wage Garnishment for Student Loans
The Trump administration will resume aggressive collection on defaulted federal student loans, including wage garnishment, starting January 2024, ending pandemic-era protections. Millions of borrowers are affected.
Man shot in leg over loan dispute in Batala
A man from Amritsar was shot in the leg after confronting a friend in Batala to demand repayment of a Rs 5 lakh loan from 2003. Police have registered a case. Read the full details of the violent argument.
LIC Housing Finance slashes home loan interest rates
LIC Housing Finance reduces home loan rates, starting at 7.15% for high CIBIL scores. New rates reward creditworthy borrowers and make home financing more affordable. Details inside.
How to Handle Personal Loan Defaults Safely
Missed a personal loan EMI? Don't panic. Learn practical steps like loan restructuring and negotiation to avoid legal action and protect your credit score. Act now!
Garhwa: FIR Threat for 280 Loan Defaulters Under State Scheme
Garhwa district issues final notice to 280 loan defaulters under Mukhyamantri Rozgar Srijan Yojana. FIRs will be filed if dues are not cleared by December 31. Details inside.
US to Restart Wage Garnishment for Student Loans
The Trump administration will restart wage garnishment for defaulted federal student loans from January 7, 2025, ending the pandemic-era pause. Millions remain in default.
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