Flipkart Sale: iPhone 16 Price Drops Below ₹40,000
Flipkart's year-end sale slashes iPhone 16 price under ₹40,000 with bank discounts & exchange offers. Discover specs, performance & why it's a smart 2025 buy.
Category : Search result: avoid credit card interest
RBI Comfortable with Credit Growth Aligned to GDP
RBI Governor Sanjay Malhotra states credit growth at 1x GDP is sustainable, warns against 2x expansion seen pre-2012 that hurt asset quality. Bank credit grew 11.3% YoY to ₹198 tn.
RBI Shifts Credit Reporting from Fortnightly to Weekly
The Reserve Bank of India has ordered banks to submit credit information reports weekly, a major shift from fortnightly updates. Learn how this impacts your credit score and loan approvals.
Guide: Best Credit Cards for Senior Citizens in India
A practical guide for senior citizens in India to select the right credit card. Learn 6 crucial factors, from low fees to fraud protection, and understand the risks involved.
How to Use Personal Loans to Bounce Back from Setbacks
Financial setbacks can derail plans. Learn how personal loans, with rates from 9.99%, offer a pragmatic solution for emergencies, business restarts, and debt consolidation. Use them wisely to rebuild stability.
OTP Fraud Alert: Protect Your Credit/Debit Card Now
As digital payments surge in India, OTP fraud is rising. Learn how scammers trick you, key red flags, and essential steps to safeguard your finances. Stay vigilant!
Strong GDP Growth Questions Need for RBI Rate Cuts
India's Q2 GDP growth at 8.2% and robust credit offtake challenge calls for rate cuts. Expert analysis on why RBI should maintain current policy stance. Read more.
Beware! Fake Bank Calls for Credit Limit Increase Are Scams
Fraudsters are posing as bank officials to trick credit card users into sharing OTP & CVV. Learn 5 crucial tips to protect yourself from this rising financial scam in India.
Harmanpreet Kaur Joins PNB as Brand Ambassador
Indian cricket captain Harmanpreet Kaur partners with Punjab National Bank as its first female brand ambassador and launches the new PNB RuPay Metal Credit Card Luxura. Discover the exclusive benefits.
New Govt Credit Model to Boost Digital Lending for MSMEs
The Indian government's new digital credit assessment model for MSMEs aims to streamline lending, reduce bank delays, and boost financial inclusion. Learn how this initiative works.
How Payment History, Credit Utilisation Shape Your Score
Understand the 3 pillars of your credit score - payment history, credit utilisation, and credit mix. Learn how to build a strong score for better loan rates and financial stability in India's credit-driven economy.
Credit Score Below 700: Impact on Loan Approval & Interest
A credit score below 700 can hinder your personal loan approval and lead to higher interest rates. Learn the key ranges, risks, and how to improve your score before applying.
Paying Credit Card with Another Card: Legal Ways Explained
Directly paying one credit card bill with another is banned in India. Discover the two legitimate, yet cautious, methods like balance transfers that banks allow for debt management.
PNB CEO: Indian Economy to Show Robust Growth, Boosting Credit
Punjab National Bank MD Ashok Chandra projects strong Indian economic growth for coming quarters, driven by GST reforms and robust credit demand in retail, MSME, and housing sectors.
Credit Info Company Complaints Quadruple in 3 Years
Borrower frustration over credit scores & data accuracy explodes. Complaints against Credit Information Companies surge nearly 400% as per India's financial ombudsman report. Dive into the data.
Credit Score Impact: Get Lower Interest Rates on Cards
Your credit score is key to securing better credit card terms in India. Learn how a score above 750 can unlock lower interest rates, higher limits, and premium benefits.
5 Easy Ways to Save More Time Daily
Discover 5 practical and effective time management strategies to increase productivity, reduce stress, and create more balance in your daily life. Start working smarter today!
Rajkot man loses Rs 5 lakh in credit card scam
A 45-year-old Rajkot man lost nearly Rs 5 lakh after a scammer posing as a bank official tricked him into downloading a fake app. Learn how to protect yourself from such cyber fraud.
Gold Loans Jump 128.5%, Driving Retail Credit Boom
Gold loans in India skyrocket 128.5% to Rs 3.38 lakh crore, becoming a major force in personal lending. Discover the trends reshaping retail credit and what it means for you.
Delhi HC fines Citibank Rs 1 lakh in credit card harassment case
Delhi High Court imposes Rs 1 lakh fine on Citibank for harassing a lawyer over unauthorized transactions. Court orders RBI to strengthen complaint redressal system and protect credit card customers from unfair charges.
Bengal Student Credit Card Reaches 1 Lakh Mark
West Bengal's Student Credit Card Scheme achieves milestone with 1 lakh sanctioned cases. CM Mamata Banerjee announces education loans up to ₹10 lakh at nominal interest rates for students.
West Bengal Student Credit Card Crosses 1 Lakh Loans
West Bengal's Student Credit Card scheme achieves a major milestone with over 1 lakh sanctioned loans, helping students pursue higher education with government-backed financial support.
Telangana Plans Alternative Credit Scoring System
Telangana will unveil its alternative credit scoring mechanism through TIB at the Telangana Rising Global Summit on December 8-9, 2025, boosting financial inclusion.
RBI Allows Lower Home Loan Rates with Better Credit Score
RBI's new 2025 directions let borrowers request lower interest rates when credit scores improve. Learn how to save thousands on home loans and become debt-free faster.
RBI Orders Weekly Credit Score Updates from April 2026
RBI announces weekly credit score updates starting April 2026. Faster updates mean better loan terms and quicker approvals for borrowers. Learn how this impacts your financial journey.
5 Essential Steps to Report Credit Card Fraud in India
Rising credit card fraud in India demands swift action. Learn the 5 crucial steps to report unauthorized transactions and secure your finances under RBI's zero liability policy.
4 Foods to Never Eat on Empty Stomach
Nutrition experts warn against consuming these 4 common foods on empty stomach. Discover healthier alternatives and protect your digestive health today!
Telangana Debit Card Spending Grows 19%, Ranks 2nd
Telangana records 19% debit card growth, becoming India's second fastest-growing state. Car sales surge 29% as GST rationalization boosts consumer confidence. Explore the digital payment revolution.
7 Foods to Avoid After Eating Eggs for Health
Winter egg love? Beware! Discover 7 common food combinations with eggs that can disrupt digestion and affect your health. Learn what to avoid for optimal wellness.
IndiGo SBI Card ELITE: Features, Benefits & Free Flights
Discover how IndiGo SBI Card ELITE helps frequent flyers earn free flights, lounge access & rewards. Learn about fees, benefits & if it's right for you. Start saving today!
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