Private Banks Dominate Small Business Lending in India
A new SIDBI-CRIF report reveals private banks lead enterprise lending. NBFCs gain ground as PSB share falls. Small business credit hits Rs 46 lakh crore. Explore the shifting landscape.
A new SIDBI-CRIF report reveals private banks lead enterprise lending. NBFCs gain ground as PSB share falls. Small business credit hits Rs 46 lakh crore. Explore the shifting landscape.
SEBI simplifies documentation for duplicate securities, raising the claim limit to Rs 10 lakh. Learn how this move benefits investors and streamlines processes.
A TOI probe reveals private moneylenders in Maharashtra's suicide belt get licences easily, as farm distress pushes farmers to extremes. Read the full investigation.
Private money lenders in Vidarbha lent over Rs 227 crore in 2025, but a mere Rs 21,000 went to farming. Explore the debt crisis and its link to farmer suicides. Read the full investigation.
Kerala Finance Minister K N Balagopal met Union FM Nirmala Sitharaman, demanding a hike in borrowing limit. He cited a ₹10,500 crore revenue loss from GST changes and US tariffs, alleging discrimination. Read the full story.
SEBI has overhauled norms for issuing duplicate securities, raising the value limit to Rs 10 lakh and reducing document requirements for investors. Read the full details here.
India's net household savings plunge to a 48-year low as post-pandemic borrowing for consumption surges. The middle class is trapped in high-cost debt. Read the full analysis.
BharatPe partners with Yes Bank to launch 'Pay Later with BharatPe', an instant credit-on-UPI solution for merchants. This BNPL product aims to empower small businesses and ease consumer daily expenses. #Fintech #UPI #India
India's markets regulator Sebi has denied media reports of changes to the short selling framework. The existing regulatory structure for short selling remains unchanged. Get the full details here.
State Bank of India's home loan portfolio, its largest business unit, is on track to exceed ₹10 lakh crore next year, driven by strong demand and low NPAs. Discover the growth story.
Maharashtra govt sets up SIT to investigate Chandrapur kidney racket where farmers were forced to sell organs. 5 accused arrested. Details on the illegal money lending and organ trafficking network.
A youth from Sambhal arrested after his Bank of Baroda account was used to funnel crores in a pan-India cyber fraud. The scam, promising high stock returns on WhatsApp, highlights a dangerous new trend of 'account lending' to syndicates. Stay vigilant.
The Securities Markets Code Bill 2025, tabled in Parliament, consolidates three key laws, empowers SEBI, decriminalises minor lapses, and strengthens investor protection. Read the full analysis.
Asian Development Bank pledges $4.258 billion for India's 2025 projects in skilling, renewable energy, urban infra, and healthcare. Details on PM-SETU, Surya Ghar, and metro expansions inside.
MSME credit growth surges to 20%, hitting ₹10.7 lakh crore, driven by government guarantees and Udyam push. Discover how this fuels India's economic engine.
The Indian government has introduced a new bill in Parliament to create a single framework for securities regulations and expand SEBI's board from 9 to 15 members. Read the full details and implications.
Fintech app SalaryOnTime reports a massive 200% growth in installs, driven by its instant, paperless loan services. Discover how it's changing financial access for India's workforce.
Experts predict a fundamental shift in co-lending partnerships between banks, NBFCs, and fintechs. Speed, transparency, and trust will define winning models as regulations tighten and customer expectations evolve. Read more.
Chandrapur farmer Roshan Kule sold his kidney to repay loans but fell into bonded labour in Laos. Rescued after MLA's intervention, police probe illegal lending & organ trade. Read the shocking details.
Sebi raises HVDLE threshold to ₹5,000 crore, easing compliance for NBFCs, HFCs & others. Move aims to boost corporate bond market & ease of doing business. Details inside.
SEBI announces sweeping market reforms, slashing mutual fund TERs and capping brokerage fees. Investors to save costs, boosting market participation. Read details.
A marginal farmer from Chandrapur was forced to sell his kidney after illegal moneylenders charged 40% monthly interest, trapping him in a Rs 74 lakh debt. Police have registered a case and arrested six accused. Read the full story.
First Brands founder Patrick James accuses lenders of predatory practices leading to bankruptcy, while new management alleges massive financial fraud. Key details inside.
India's fintech lending shifts focus from rapid expansion to liability management and customer monetization after regulatory overhaul. Discover the new priorities and IPO plans shaping the sector's future.
Telangana's govt guarantees hit 15.1% of GSDP, far above national average. Experts warn of fiscal risks. Read about state-wise breakdown and sector exposure.
Tamil Nadu's new money lending rules remove collateral for loans under ₹4 lakh and up to ₹10 lakh for SHGs, aiming to empower low-income groups and women entrepreneurs. Discover how this policy change fosters financial inclusion.
Fino Payments Bank, now an SFB, plans a strategic shift towards secured lending like property loans, avoiding unsecured risks. Read about its merchant-focused growth plan.
An SBI report states the RBI has successfully managed liquidity. Now, financial markets must demonstrate maturity and adjust to new realities for stable growth.
US Senator Elizabeth Warren warns private credit market failures are 'tip of the iceberg', urges regulators to conduct stress tests. Read more on the growing risks to the financial system.
RBI's MPC slashed repo rate by 25 bps to 5.25%, urging banks to cut lending rates. See how HDFC, SBI, ICICI, and other top banks' home loan rates are impacted. Check your potential EMI savings now!