RBI: Banking Sector Resilient, NPA at Multi-Decade Low
RBI's latest report reveals robust health of Indian banking sector with 11.2% balance sheet growth, sustained profitability, and gross NPA ratio falling to 2.2%. Read the full analysis.
RBI's latest report reveals robust health of Indian banking sector with 11.2% balance sheet growth, sustained profitability, and gross NPA ratio falling to 2.2%. Read the full analysis.
RBI levied ₹25.5 crore in fines on banks in 2025, with median penalty nearly halving. Experts cite consultative approach & better compliance. Read the full analysis.
RBI data shows a 30% surge in banking fraud amounts to Rs 21,515 crore in H1 FY26, even as the number of cases fell sharply. Public sector banks bore the brunt of the value. Read the full analysis.
RBI's latest report shows a sharp drop in bank fraud cases but a worrying rise in the total amount involved. Card and internet frauds dominate. Discover the key trends and regulatory actions.
RBI data shows a sharp fall in bank fundraising via private placements & QIPs to ₹58,912 crore in FY26. PSBs led the decline. Explore the causes and future outlook.
The RBI's annual report reveals robust health for India's commercial banks in 2024-25, with strong capital and asset quality, though net interest margins face pressure. Discover the key insights.
State Bank of India reported nearly 16,000 cyber fraud cases from Jan 2024 to Oct 2025, with losses exceeding ₹118 crore. Discover the state-wise breakdown and expert insights on digital banking risks.
Saudi Central Bank (SAMA) introduces a sweeping new fees guide, slashing charges for financing, cards, and digital transfers to make banking fairer and more affordable. Discover the key changes.
RBI invites applications for 93 lateral expert posts in Grades C, D, and E. Apply online at opportunities.rbi.org.in before January 6, 2026. Check key dates and steps here.
SBI plans to add 6,500 employees to migrate customers to digital channels via YONO 2.0, aiming to double mobile banking users to 200 million by 2026. Read more.
State Bank of India plans to expand its mobile banking base to 20 crore customers in two years with Yono 2.0. The bank's digital-first 'phygital' strategy includes 10,000 floor managers for support.
The Reserve Bank of India has ordered banks to submit credit information reports weekly, a major shift from fortnightly updates. Learn how this impacts your credit score and loan approvals.
The Reserve Bank of India will conduct Rs 1 lakh crore in Open Market Operations in December to address tight liquidity. This major move aims to support the banking system and manage yields.
RBI announces ₹1.45 trillion liquidity boost via OMO purchases and a dollar-rupee swap. Experts see dovish policy, support for growth and NBFCs. Details inside.
The Reserve Bank of India's MPC cut the repo rate by 25 basis points to 5.25% in its December policy. This marks a cumulative reduction of 125 bps since February. Read the full analysis.
RBI Governor Sanjay Malhotra-led MPC reduces repo rate by 25 bps to 5.25% in December 2025 policy review. Key decisions and implications for loans and economy explained.
Kotak Bank CEO Ashok Vaswani argues full ownership of financial subsidiaries is a strategic advantage, criticizing past stake sales by large banks. Discover the long-term value of integrated conglomerates.
RBI's new digital banking framework, effective Jan 1, 2026, tightens bank approvals, mandates explicit customer consent, and bans service bundling. Learn how it protects users.
The RBI's Monetary Policy Committee has started its crucial meeting. The decision on key interest rates, expected on December 5, comes amid falling inflation and strong GDP growth. Read the full analysis.
Consumer complaints to RBI Ombudsman rose 13.55% in FY25, with banks facing most grievances. Learn the top complaint categories and how to file your complaint.
RBI consolidates 70 years of banking regulations into 244 master directions, eliminating obsolete rules dating back to 1944. Discover how this simplifies compliance for banks.
RBI simplifies banking compliance by consolidating over 9,400 circulars into 244 Master Directions. A major regulatory overhaul to ease the burden for banks and financial institutions. Read more.
The RBI has consolidated over 9,400 circulars into 244 master directions to simplify compliance for banks and financial institutions. Discover how this move cuts costs and eases regulatory access.
NPCI Bharat BillPay launches Banking Connect for real-time fund tracking. RBI to monitor crypto, gaming transactions instantly. Targets 1 billion monthly bill payments in 4 years.
RBI is set to consolidate 9,345 circulars into 238 Master Directions on Nov 28, 2025. This major regulatory overhaul aims to slash compliance costs and boost clarity for banks and NBFCs. Get the full update!
Seasoned banker Ajay Jain joins Arihant Capital Markets to spearhead investment and merchant banking operations, bringing 25+ years expertise to drive business growth.
Security researchers discover Sturnus malware targeting Indian Android users through fake apps. The trojan steals banking credentials and records messages from WhatsApp, Telegram, and Signal. Protect your device now!
Maddie McGivern discovered her Chase account showed negative $50 billion after a normal night out. The banking error was later resolved as a technical glitch affecting limited accounts.
RBI announces weekly credit score updates starting April 2026. Faster updates mean better loan terms and quicker approvals for borrowers. Learn how this impacts your financial journey.
Maddie McGivern discovered negative $50 billion in her Chase account after a normal night out. The banking error was resolved as a technical glitch. Read this bizarre financial story.