Bank Credit Outpaces Deposits, CD Ratio Soars to 102%
Indian banks' credit growth outstripped deposit mobilisation in 2025, pushing the incremental CD ratio to 102%. Explore the funding pressures and market implications.
Indian banks' credit growth outstripped deposit mobilisation in 2025, pushing the incremental CD ratio to 102%. Explore the funding pressures and market implications.
A Mumbai civil court mandates a businessman to deposit Rs 7.5 lakh to defend against a suit by a woman who loaned him money after he promised marriage. The judge called his cash repayment claim a 'moonshine defence'.
Confused between FDs and small savings schemes like PPF or NSC? Our guide compares interest rates, lock-in periods, and tax benefits to help conservative investors make the right choice for their portfolio.
Discover how NRE Fixed Deposits offer NRIs a stable, tax-efficient way to save in India. Learn strategies for goal-based planning and managing foreign income effectively.
RBI data reveals a widening credit-deposit gap as bank deposits fell by Rs 1.7 lakh crore in early December. Credit growth remains strong at 11.9%, forcing banks to tap alternative liquidity. Read the full analysis.
Prime Minister Narendra Modi alleges a covert understanding between Kerala's UDF and LDF, calling it a 'fixed match' that will soon conclude. Read his full critique on corruption and dynastic politics.
India's small-cap mutual funds underperformed in 2025, with only one fund in the green. Discover the top long-term performers and why bank FDs remain a safe anchor for portfolios.
Laxmikant Agrawal filed his nomination for Akola civic polls with a deposit of Rs 5,000 in small coins and notes. Election officials accepted the money, causing a brief delay. Read more.
India's broadband subscriber base has officially surpassed 100 crore. Jio leads with 51 crore users. Discover the wireless vs. fixed-line breakdown and what this means for digital India.
The government has released draft rules for four labour codes, proposing a 48-hour work week and a social security board for gig workers. Public can submit feedback within 45 days. Read the key changes.
A daring bank robbery in Germany saw thieves steal millions from safe deposit boxes during the Christmas holiday. Read about the cinematic crime that left customers devastated.
Explore the 2026 financial landscape: stock market drivers, FD rate outlook, gold's rally, and new RBI cybersecurity mandates for safer digital banking in India.
Discover the crucial differences between NRE and NRO accounts for NRIs. Learn the key benefits, tax implications, and why holding both is essential for managing Indian income and foreign earnings effectively.
Bond carry trades, profiting from India's high yields and low funding costs, are surging. With RBI holding rates, investors target 1% returns. Learn the strategy and risks for 2025.
A 62-year-old Pimpri housewife was cheated of Rs 4.5 lakh by a cybercrook posing as a bank manager. Learn how the scam unfolded and how to protect yourself from similar frauds.
In a major heist, thieves drilled into a German bank vault, stealing valuables worth up to €90 million from 2,700 safety deposit boxes. Police investigate one of Germany's largest thefts.
Thieves drilled into a German bank vault, stealing Rs 317 crore in cash, gold, and jewellery from 3000+ deposit boxes. Police investigation ongoing. Read the shocking details.
Congress members staged a protest at TPCODL office in Bhubaneswar against additional security deposits. OPCC chief Bhakta Das called electricity a basic necessity and vowed state-wide agitation.
RBI reports a decline in ATMs as digital payments reduce cash demand. Public sector banks expand rural branches, while deposit insurance covers 97.6% of accounts. Explore the shift.
A fertiliser dealer in Barwani's Pati faces an FIR after officials caught him selling urea at Rs 550 per bag, far above the government-fixed price of Rs 266.50. Read the full details of the investigation and its implications for farmers.
Odisha plans its first-ever gold mine auctions in 2026. A committee meets Jan 3 to finalize the auction calendar for 49 mineral blocks, including two gold-bearing areas. Read more.
As yields stabilise, Indian investors are re-evaluating fixed income for portfolio stability and income. Discover the 2025-2026 roadmap for smart investing.
As RBI rate cuts reshape India's investment landscape, bonds offer a rare opportunity for high returns with lower risk. Learn the strategies to capitalise in 2026.
On December 27, 1985, Finance Minister VP Singh announced reforms for NRI investments, including a new cheque system. Punjab faced curfew & tension, while Bombay prepared for Congress's centenary. Explore this pivotal day.
Confused about Karnataka's rent deposit laws? We clarify the legal stance on 2-month security deposits for tenants and landlords. Know your rights under the Model Tenancy Act.
Confused about the 2-month rent deposit rule in Bengaluru? Legal experts decode the Karnataka Rent Act, security deposit limits, and tenant rights. Know your legal obligations!
CM Yogi Adityanath highlights UP's economic leap, citing GSDP growth, improved credit-deposit ratio, and 60 lakh jobs from ₹15 lakh crore investments. Read how policies are reshaping the state.
Taking a home loan is more than just buying a house. It fundamentally alters your investment portfolio, creating a major short position. We explain the financial mechanics and what it means for Indian homebuyers.
Goa is set to implement a Deposit Refund Scheme (DRS) next year to tackle solid waste from tourism. Consumers will pay a small deposit on packaged goods, refundable upon return. Learn how this will transform waste management.
US 30-year fixed mortgage rate falls slightly to 6.18%, offering limited relief. Housing market sees more listings but affordability is a key hurdle for first-time buyers. Details here.