SMA in Credit Report: Impact of Missed EMIs on Score
Missing loan EMIs triggers Special Mention Account (SMA) stages, damaging your credit score & future loan approvals. Learn how to avoid SMA and protect your credit health.
Missing loan EMIs triggers Special Mention Account (SMA) stages, damaging your credit score & future loan approvals. Learn how to avoid SMA and protect your credit health.
RBI's Financial Stability Report reveals Indian banks' gross NPAs could improve to 1.9% by March 2027 from 2.1% in Sept 2025. Stress tests show resilience even in adverse scenarios. Read the full analysis.
RBI's Financial Stability Report highlights India's robust 8.2% GDP growth & strong banks, but flags risks from unsecured lending, fintech, and stablecoins to monetary sovereignty. Read key insights.
Struggling to keep your New Year's resolution? A major Swedish study reveals a simple rephrasing trick that can dramatically boost your success rate. Learn the science-backed method for 2026.
RBI's latest report reveals a sharp rise in banks selling stressed loans to ARCs in FY25, with private banks far outpacing public sector peers. Discover the key trends and strategic shifts in NPA resolution.
RBI's latest report reveals robust health of Indian banking sector with 11.2% balance sheet growth, sustained profitability, and gross NPA ratio falling to 2.2%. Read the full analysis.
Andhra Pradesh's cabinet sub-committee held its first meeting on the State Litigation Policy-2025, aiming to reduce unnecessary court cases and promote alternative dispute resolution. Read more.
Madhubani DM Anand Sharma directs officials to expedite land disputes, public complaints & court cases for faster development. Strict action warned for delays.
Mizoram CM-led committee halts private practice for government doctors receiving non-practicing allowance. Also plans crackdown on unregistered GST businesses and administrative reforms.
RBI reports gross NPA ratio of banks fell to 2.1% by Sept 2025, a multi-decade low. Strong recoveries and upgrades drove 42.8% of the improvement. Read the full analysis.
Maharashtra's Chief Minister Relief Fund (CMRF) can now financially assist Maharashtrian organisations working outside the state, as per a new GR. Read the full details here.
The long-standing $247 million KG-D6 cost recovery dispute between Reliance Industries and the Indian government is nearing its end. An international arbitration panel is set to deliver its final award by 2026. Get the full story on this major business de
Chief Justice of India Surya Kant outlines a plan to transform courts into multi-door dispute resolution centres, emphasising mediation. Learn about the push for over 2.5 lakh trained mediators.
NCLAT upholds that a Committee of Creditors cannot modify a cleared resolution plan to reallocate funds, reinforcing the finality of commercial decisions in insolvency. Read the full analysis.
Punjab National Bank informs RBI of a massive borrowal fraud worth ₹2,434 crore related to former SREI promoters. Details on the case and NCLT resolution inside.
Chief Justice of India Surya Kant pitches a 'multi-door courthouse' model for comprehensive dispute resolution, integrating mediation, arbitration, and litigation. Explore the future of India's justice system.
Considering a vegan lifestyle for 2026? This guide reveals 5 key planning steps for nutrition, supplements, and mindset to ensure a healthy, sustainable transition.
Tired of constant sibling fights? Learn 3 key strategies to turn conflicts into opportunities for teaching empathy, problem-solving, and emotional awareness. Foster harmony at home!
Chief Justice of India Surya Kant and Supreme Court judges will attend a two-day National Conference on Mediation in Goa, focusing on strengthening ADR mechanisms. Read more.
Confused about buying a projector? This guide breaks down 9 crucial factors like resolution, brightness, and connectivity to help you make the perfect choice for movies, gaming, or work.
Missed a personal loan EMI? Don't panic. Learn practical steps like loan restructuring and negotiation to avoid legal action and protect your credit score. Act now!
Rajasthan Forest Minister Sanjay Sharma's unannounced visit to Sikar's problem resolution camp revealed absenteeism and negligence. Officials, including the Collector, faced stern reprimand. Read the full story.
A parliamentary panel recommends allowing multiple resolution plans for different assets of an insolvent firm, aiming to boost value and attract bidders. Explore the potential shift in India's insolvency landscape.
India's PSU banks stage a massive comeback in 2025. Discover the data behind the rally, top stocks to watch, and why valuations remain attractive. Learn how to analyze them.
Uttarkashi municipality unanimously passes a resolution to declare the town a religious city. The proposal seeks a ban on meat and liquor shops and now heads to the state government for final approval.
Russian envoy Dmitriev labels recent Miami talks on Ukraine as constructive. Details on discussions, US stance, and the ongoing search for a diplomatic resolution.
Karnataka Assembly passes resolution urging Centre to include 56% internal reservation hike in Constitution's 9th Schedule for legal protection. Historic move for SCs, STs, and OBCs.
Haryana Assembly unanimously passes resolution to commemorate 350th martyrdom year of Sri Guru Tegh Bahadur Ji. State-wide events, processions, and initiatives mark the historic observance. Read more.
US House votes 216-210 against limiting Trump's military moves in Venezuela. Ilhan Omar accuses administration of unlawful regime change. Read the full story on the escalating tensions.
Nagpur bench of Bombay High Court directs Maharashtra govt to explain GRs cancelling birth certificates. No coercive action till detailed affidavit is filed. Key hearing set for Jan 2026.