SBI Raises ₹6,000 Cr via CDs at 6% Amid Deposit Stress
State Bank of India taps CD market for ₹6,000 crore at 6%, highlighting banking sector's liquidity tightness and deposit struggle despite robust credit demand. Details inside.
Category : Search result: Credit Deposit Ratio
IDFC Bank's New Zero-Forex Credit Card for Travelers
IDFC FIRST Bank unveils the Diamond Reserve Credit Card with 0% forex markup, premium travel rewards, and lifestyle benefits for affluent global travellers. Annual fee waiver on spends over ₹6 lakh.
IDFC FIRST Bank WOW! Black Credit Card: Features & Benefits
IDFC FIRST Bank's new WOW! Black Credit Card offers high reward points on travel, UPI, and zero forex markup. Ideal for building credit and frequent travelers. Explore its fees, benefits, and eligibility.
Bank Credit Growth Soars, CD Ratio Hits Record 81.6%
Indian banks report robust Q3 credit growth driven by RBI rate cuts & GST reforms. CD ratio reaches a record 81.6%. Explore key drivers and bank-wise performance.
Bommai: Banks Must Use Local Deposits for Regional Development
Haveri MP Basavaraj Bommai pushes banks to boost local lending, reviews key schemes, and sets a high credit-deposit target for Gadag district. Read more.
Haryana's sex ratio at birth rises to 923 after decade-long campaign
Haryana's sex ratio at birth has reached 923 girls per 1000 boys, nearing the national average. A sustained campaign involving strict law enforcement, inter-state raids, and innovative tracking systems drove this turnaround.
Amazon Pay launches Fixed Deposits with up to 8% interest
Amazon Pay introduces Fixed Deposits starting from ₹1,000. Partnering with 7 banks & NBFCs, it offers up to 8% p.a. interest, with extra benefits for seniors & women. Start investing now!
Bank Credit Outpaces Deposits, Term Deposits Gain Share
Major Indian banks report faster credit growth than deposit mobilisation in Dec 2025 quarter. HDFC Bank, BoB, PNB show shift to term deposits, impacting margins. Read the full analysis.
Bank Q3 Earnings: Loan Growth Up, Deposits a Concern
Indian banks head into Q3 FY26 earnings with robust credit growth but face pressure from record-high loan-to-deposit ratios and tight liquidity. Key results start Jan 17.
Bank Credit Outpaces Deposits, CD Ratio Soars to 102%
Indian banks' credit growth outstripped deposit mobilisation in 2025, pushing the incremental CD ratio to 102%. Explore the funding pressures and market implications.
Credit-Deposit Gap Widens as Deposits Shrink in Dec
RBI data reveals a widening credit-deposit gap as bank deposits fell by Rs 1.7 lakh crore in early December. Credit growth remains strong at 11.9%, forcing banks to tap alternative liquidity. Read the full analysis.
4 Resolutions to Improve Your Credit Score in 2026
Start 2026 strong with four simple financial habits to improve your credit score. Learn how timely repayments, smart credit use, and regular monitoring can unlock better loan and credit card offers.
How Closing a Credit Card Affects Your Credit Score
Thinking of closing your credit card? Learn how this decision can hurt your credit score, the factors involved, and smarter alternatives to consider in 2025.
Why Your Credit Card Application is Rejected
Struggling with credit card rejections? Learn the top 5 reasons for application denial in India and how to improve your approval chances. Boost your financial health today!
3 Habits to Improve Your Credit Score in 2026
Aiming for a credit score above 750 in 2026? Learn three powerful habits, from managing credit usage to diversifying your portfolio, to unlock better loan terms and financial opportunities.
Karnataka's 2-Month Rent Deposit Rule Explained
Confused about Karnataka's rent deposit laws? We clarify the legal stance on 2-month security deposits for tenants and landlords. Know your rights under the Model Tenancy Act.
Bengaluru Rent Deposit Rule: What Tenants & Landlords Must Know
Confused about the 2-month rent deposit rule in Bengaluru? Legal experts decode the Karnataka Rent Act, security deposit limits, and tenant rights. Know your legal obligations!
UP Economy Transforms: GSDP Hits ₹35 Lakh Cr, Per Capita Income Up
CM Yogi Adityanath highlights UP's economic leap, citing GSDP growth, improved credit-deposit ratio, and 60 lakh jobs from ₹15 lakh crore investments. Read how policies are reshaping the state.
ICICI Bank Credit Card Rules Change: Higher Fees, Reward Caps
ICICI Bank announces significant changes to credit card terms from January 2025, including higher charges and reward point limits. Learn how this impacts your wallet.
How to Improve Your Credit Score: 5 Actionable Tips
Struggling with a low credit score? Learn what the 300-900 range means and discover 5 practical strategies to boost your score, secure better loan terms, and lower interest rates. Act now for a healthier financial profile!
Dharwad CEO Bhuvanesh Patil Pushes Banks for Timely Credit
Dharwad Zilla Panchayat CEO Bhuvanesh Patil directs banks to ensure timely credit for agriculture, SHGs, and youth. Review of loan disbursement and CSR plans discussed.
How to Pick the Right Term Insurance Plan in India
Choosing term insurance? Don't just look at price. Use these 4 objective metrics—Claim Settlement Ratio, Amount Settlement Ratio, Solvency Ratio & Business Volume—to select a financially stable insurer that will honor claims. Protect your family's future
6 Factors for Fast Personal Loan Approval
Learn the six crucial factors that can significantly improve your chances of quick personal loan approval from banks. Tips on credit score, DTI ratio, and avoiding common mistakes.
Credit Markets Show Alarming 2007 Parallels Amid Rising Risks
Global credit markets show signs of pre-crisis complacency. Corporate bond spreads at 2007 lows, high-profile bankruptcies, and a booming private credit market signal rising systemic risks. Expert analysis inside.
Credit Card Limit Scam: Protect Yourself Now
Beware of fake credit card limit extension offers! Learn how scammers operate, red flags to spot, and essential steps to protect your finances from data theft.
How to Dispute Credit Report Errors in India
Learn the crucial 4-step process to dispute credit report errors in India. Protect your credit score and ensure loan approvals by rectifying mistakes in your CIBIL report.
Link Credit Card to UPI for Payments When Bank Balance is Low
Running low on bank balance? Learn how to link your credit card to UPI apps like Google Pay, PhonePe for seamless transactions. Step-by-step guide inside.
Plan Your Holiday with Credit Cards: 4 Effective Tips
Discover four strategic ways to use your credit card for holiday planning in India. Learn to manage cash flow, unlock rewards, save on travel, and avoid financial pitfalls. Plan wisely for a stress-free vacation.
Sebi's New MF Rules: Lower Costs, Clearer Disclosures
Sebi introduces new mutual fund rules with lower expense caps, transparent fee structures, and simplified compliance. Learn how this impacts your investment costs from April 2026.
SEBI Overhauls Mutual Fund Rules, Cuts Expense Ratios
SEBI announces major reforms for mutual funds, cutting expense ratio limits and brokerage fees to boost investor protection and transparency. Key changes explained.
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