Category : Search result: personal loan refinancing


SIB Power CONSOL: Single EMI for Multiple Loans

South Indian Bank launches SIB Power CONSOL, a property-backed loan consolidating multiple debts into one EMI. Borrow up to ₹3 crore with 15-year repayment and zero processing fee.

DTI Ratio: Key to Loan Approval in India

Discover why debt-to-income ratio has become crucial for personal loan approval in India. Learn how to improve your DTI and secure better loan terms with our comprehensive guide.

How Personal Loans Impact Your Credit Score

Applying for a personal loan causes a temporary credit score dip due to hard checks. Learn how disciplined EMI payments can actually improve your long-term credit health.

Securing a Car Loan with a Low Credit Score

Struggling with a low credit score? Learn how to secure a car loan in India. Discover strategies involving income proof, down payments, and co-applicants to boost your approval chances.

Cancel Your Personal Loan: A Step-by-Step Guide

Changed your mind about a personal loan? Learn how to cancel it during the cooling-off period, understand the process, charges, and impact on your credit score. Act now to protect your finances!

Education Loan vs Investing: A Young Professional's Guide

Struggling between prepaying your education loan or starting investments? This practical guide helps young professionals make the right financial choice based on interest rates, tax benefits, and financial stability.

5 Factors to Compare Personal Loans in India

Learn 5 crucial factors to compare personal loan offers in India. Make informed decisions on interest rates, hidden charges, and eligibility criteria to save money.

6 Essential Personal Loan Terms Explained

Planning a personal loan? Understand 6 crucial terms like processing fees, APR, and EMI calculator to make an informed borrowing decision and save money.

RBI Bans Gold Repledging in New Loan Norms

The RBI's new gold loan norms prohibit lending against repledged gold, forcing banks to wind down certain portfolios. Discover the impact on lenders and borrowers.

Build Credit Score Without a Credit Card

Learn how to build a strong credit profile without a credit card using small loans, BNPL, and timely bill payments. Start your journey to financial health today!

Instant Personal Loans: Pros, Cons & Key Facts

Explore the complete guide to instant personal loans in India. Understand quick disbursal benefits, high interest risks, eligibility, and make an informed borrowing decision.

Personal Loan Guide: 2% Interest Rate Impact

Discover how a small 2% difference in your personal loan interest rate can cost you an extra ₹17,195. Learn key factors to consider before borrowing for smarter financial decisions.

Credit Card Cash Advances: Pros, Cons & Costs

Understanding credit card cash advances in India: instant cash access comes with high fees, immediate interest, and potential credit score impact. Learn the responsible way to use this feature.

5 Smart Ways Personal Loans Save Money

Discover 5 practical strategies to use personal loans for debt consolidation and financial growth. Learn how proper planning can transform borrowing into savings.

5 Arrested in Udupi Fake Gold Loan Scam

Udupi police bust fake gold loan racket, arrest 5 accused who pledged counterfeit jewelry for loans. ₹1.5 crore recovered in major financial fraud investigation.

Page 3 of 4